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Method and system for providing authorization through mobile terminal

A mobile terminal and authorization information technology, applied in the field of mobile Internet, can solve the problems of mobile terminal unable to upload, data unable to perform authorized operation, etc.

Active Publication Date: 2014-09-24
TENCENT TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, the inventor found through research that there are at least the following problems in the use of mobile terminals in traditional technologies to provide authorization: users must enter passwords, voiceprints or fingerprints and other data corresponding to authorization information in the network environment and upload them to the server to obtain authorization. When the user's mobile terminal is offline, the authorization operation cannot be performed because the mobile terminal cannot upload data, so the user's authorization behavior has the limitation of network dependence

Method used

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  • Method and system for providing authorization through mobile terminal
  • Method and system for providing authorization through mobile terminal
  • Method and system for providing authorization through mobile terminal

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specific Embodiment approach

[0058] In one embodiment, such as figure 1 As shown, a method for providing authorization through a mobile terminal, the method relies on a computer program and runs on a computer system based on the von Leumann system. Such as figure 2 As shown, the computer system may include a mobile terminal 10, a scanning device 20, and a payment server 30. Among them, the mobile terminal 10 may be a portable terminal device such as a smart phone, a tablet computer, a palmtop computer, and a smart watch. The scanning device 20 may be a POS machine (Point of Sale, sales terminal) with a camera, a microphone, or an NFC (Near Field Communication, that is, near field wireless communication technology) sensor chip. The payment server 30 may be an online banking server, a third-party payment server, or a third-party server acting as a payment agent.

[0059] It should be noted that, when the above-mentioned method of providing authorization through a mobile terminal runs on the computer system, ...

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Abstract

The invention discloses a method and system for providing authorization through a mobile terminal. The method for providing the authorization through the mobile terminal includes that enabling the mobile terminal to acquire authorization information corresponding to a user payment account and generate certificate information according to the authorization information; receiving a verification code generation command and generating a physically sensed verification code according to a certificate information code; enabling a scanning device to read the verification code through a physical sensing way to obtain the certificate information, and extracting the authorization information according to the certificate information. By means of the method and system for providing the authorization through the mobile terminal, a user does not need to depend on a network to provide the authorization through the mobile phone, and accordingly the method and the system can provide the authorization service when the mobile terminal is located in an offline state.

Description

Technical field [0001] The present invention relates to the field of mobile Internet technology, and in particular to a method and system for providing authorization through a mobile terminal. Background technique [0002] With the development of mobile Internet technology, users can already use mobile payment applications to pay anytime and anywhere. Users can first connect to the Internet through a data communication channel or Wi-Fi access, and then enter the user name, password, and voice of the payment account on mobile payment applications (such as online banking applications or third-party payment applications such as Tenpay, PayPal, and Alipay). Print or fingerprint to obtain authorization to log in to the mobile payment application to complete payment, transfer or other operations. [0003] However, the inventor found through research that there are at least the following problems when using mobile terminals to provide authorization in the traditional technology: the user...

Claims

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Application Information

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IPC IPC(8): G06Q20/40
CPCG06F21/36G06Q20/325G06Q20/3274G06Q20/4014G06Q20/3272G06Q20/3276G06Q20/3278G06Q20/38215G06Q20/384G06Q20/40
Inventor 叶娃蔡润达刘鹏刘凯徐震宇
Owner TENCENT TECH (SHENZHEN) CO LTD
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