Bank card binding method and system

Abstract

The invention provides a bank card binding method and system. The method includes the steps that a mobile terminal acquires bank card information to be bound, identification card information of a cardholder, a cell phone number reserved by a bank and user identification information of an application program to be bound, wherein the bank card information is obtained by scanning a bank card to be bound through the mobile terminal; the mobile terminal sends the acquired bank card information, identification card information, the cell phone number reserved by the bank and the user identification information to a payment server; the payment server sends a real-name verification request to a corresponding bank server according to the bank card information, wherein the real-name verification request comprises the bank card information, the identification card information and the cell phone number reserved by the bank; the payment server determines the pass of the real-name verification according to feedback information of the bank server; if so, the payment server binds the bank card information with the user identification information. The bank card binding method and system improves the speed and safety of bank card binding.

Description

technical field [0001] The invention relates to the technical field of network communication, in particular to a bank card binding method and a bank card binding system. Background technique [0002] With the rapid development of my country's e-commerce market, the transaction scale of the entire e-commerce market has continued to expand, and the number of customers has risen sharply. At present, as the fund channel of an important link in the entire network payment system, all online banking services provided by commercial banks are used. In the existing online payment scheme, when a user pays on a third-party payment platform, he needs to register an account in advance and bind his bank card with the third-party payment platform. [0003] In the traditional method of binding a bank card, the user needs to manually enter the bank card number and other information, and then verify whether the information is consistent with the data stored in the bank server, and if they mat...

AI Technical Summary

Problems solved by technology

However, since the bank card information is a long series of numbers, if the user needs to manually input these numbers each time to realize the binding of the bank card, it will inevitably take a lot of time, resulting in slower binding of the bank card. Slow; and if you make a mistake during the input process, you need to re-enter, which even slows down the binding speed of the bank card

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