The invention provides a
bank card binding method and
system. The method includes the steps that a mobile terminal acquires
bank card information to be bound, identification card information of a cardholder, a
cell phone number reserved by a
bank and user identification information of an application program to be bound, wherein the bank card information is obtained by scanning a bank card to be bound through the mobile terminal; the mobile terminal sends the acquired bank card information, identification card information, the
cell phone number reserved by the bank and the user identification information to a
payment server; the
payment server sends a real-name
verification request to a corresponding bank
server according to the bank card information, wherein the real-name
verification request comprises the bank card information, the identification card information and the
cell phone number reserved by the bank; the
payment server determines the pass of the real-name
verification according to feedback information of the bank server; if so, the payment server binds the bank card information with the user identification information. The bank card binding method and
system improves the speed and safety of bank card binding.