Bank card binding method and system

A bank card and bank technology, applied in the field of network communication, can solve problems such as long time, slow down bank card binding speed, and slow bank card binding speed, so as to increase the binding speed, eliminate the possibility of binding, and reduce the The effect on the probability of occurrence of incorrect input

Active Publication Date: 2015-07-29
TENCENT TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, since the bank card information is a long series of numbers, if the user needs to manually input these numbers each time to realize the binding of the bank card, it will inevitably take a lot of time, resulting in slower binding of the bank card. Slow; and if you make a mistake during the input process, you need to re-enter, which even slows down the binding speed of the bank card

Method used

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  • Bank card binding method and system
  • Bank card binding method and system
  • Bank card binding method and system

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Embodiment Construction

[0025] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0026] see figure 1 As shown, a bank card binding method includes the following steps:

[0027] Step S101, the mobile terminal (such as mobile phone, tablet computer, etc.) obtains the bank card information to be bound, the ID card information of the cardholder, the mobile phone number reserved by the bank, and the user identification information of the application program to be bound.

[0028] It should be noted that, in the embodiment of the present invention, the bank card information is obtained by scanning the bank card to be bound by the mobile terminal. When the user needs to bind a bank c...

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Abstract

The present application discloses a method for authorizing mobile payment from a mobile application installed on a mobile device. After a user logs into a user account at the mobile application, the mobile device receives user information, and obtains payment card information retrieved from a first image of a payment card captured by the mobile device. Then, a request is sent to a server for authorizing the user to make mobile payment using the mobile application. The server is configured to authenticate the request by communicating with a financial institution using the user information and the payment card information. The mobile device receives a confirmation message after the authentication of the user information and the payment card information by the financial institution, and displays the confirmation message to the user of the mobile device such that the user can make mobile payment via the user account at the mobile application.

Description

technical field [0001] The invention relates to the technical field of network communication, in particular to a bank card binding method and a bank card binding system. Background technique [0002] With the rapid development of my country's e-commerce market, the transaction scale of the entire e-commerce market has continued to expand, and the number of customers has risen sharply. At present, as the fund channel of an important link in the entire network payment system, all online banking services provided by commercial banks are used. In the existing online payment scheme, when a user pays on a third-party payment platform, he needs to register an account in advance and bind his bank card with the third-party payment platform. [0003] In the traditional method of binding a bank card, the user needs to manually enter the bank card number and other information, and then verify whether the information is consistent with the data stored in the bank server, and if they mat...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): H04L29/06G06F17/30G06Q20/34G06Q20/40
CPCG06Q20/4014G06Q20/3227G06Q20/363G06Q20/425G06Q20/3552G06Q20/3276G06Q20/326
Inventor 叶娃徐震宇
Owner TENCENT TECH (SHENZHEN) CO LTD
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