Capital receipt and payment system based on electronic certificate

Abstract

The invention relates to the field of internet, and discloses a capital receipt and payment system based on electronic certificate. The system herein includes a vendor terminal, a bank system, an exhibit server, a client server and a logistics terminal, wherein the vendor files an applicant of approving and issuing electronic certificate at the bank system, the exhibit server issuing the electronic certificate, the client terminal withdrawing the electronic certificate and sending a request of payment amount to the bank system; the bank system transferring the amount to a request state, and transferring the amount at the request state to corresponding account. In this way, the system herein can abandon restrictions set by a given sales venue and change the original transaction pattern which depends on reputation of a third platform and centers around e-commerce, wherein products by replying on properties of their own, can be autonomously and efficiently communicated on the internet, realize intelligent and autonomous transaction, and establish a transaction pattern centering around cargo free of restriction set by given sales venue or sales person.

Description

technical field [0001] The invention relates to the field of the Internet, in particular to a fund receipt and payment system based on electronic vouchers. Background technique [0002] With the breakthrough development of network, communication and information technology, e-commerce came into being and developed rapidly, changing people's life day by day and promoting the evolution of social business form. However, at present, the real economy as a whole is still outside the threshold of e-commerce, and items are mostly placed in physical stores in the form of physical objects, or placed in online stores in the form of pictures, forming a "store-based" sales model . The reputation, quality, and authenticity of the purchased items are mainly based on factors such as the size and reputation of the physical store or online store that are sold, and have little to do with the quality of the item itself and the manufacturer. For example, in real life, it is difficult for people...

AI Technical Summary

Problems solved by technology

[0004] The technical problem to be solved by the present invention is that in the above-mentioned prior art, the circulation of goods is restricted by a specific sales place, the transaction information integration and recording mechanism is not perfect, the logistics collection and delivery verification mechanism is not perfect, and the intelligent autonomy of the goods transaction cannot be fully realized. To solve the problem of globalization, provide a fund receipt and payment system based on electronic vouchers

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