Financing processing method based on B2B e-commerce platform

Abstract

The invention relates to a financing processing method based on a B2B e-commerce platform, and the method comprises the steps: generating an order between a financing side and a supply side through the B2B e-commerce platform; sending a crowd funding request on a crowd funding platform according to the order; generating a crowd funding object according to the crowd funding request and the order, and transferring a fund corresponding to a confirmation investment request to an object account according to the confirmation investment request of an investment side for the crowd funding object, wherein the crowd funding platform is provided with a plurality of timers, and the first timer is used for regularly judging whether the amount of the fund in the object account is equal to a financing amount or not through the first timer: ending the bidding if the amount of the fund in the object account is equal to the financing amount, and directly transferring the fund to the account of the supply side in a regular manner through the second timer. The method can enable the financing fund to be directly transferred to the account of the legal body of the enterprise of the supply side without passing through the financing side, and guarantees that the fund is earmarked for its specified purpose only.

Description

technical field [0001] The invention relates to the field of electronic financial commerce, in particular to a financing processing method based on a B2B e-commerce platform. Background technique [0002] Small and medium-sized enterprises have always been an important part of my country's economy and are playing an increasingly important role in economic operations. In the era of industrial economy, compared with large enterprises, small and medium-sized enterprises obviously have inherent deficiencies due to their own particularity, such as : Problems such as narrow market, poor information, shortage of talents and lack of funds. The problem of lack of funds is the key issue that directly leads to the survival of enterprises. Therefore, financing has become the bottleneck of enterprise development. Common financing difficulties are mainly manifested in: too narrow financing channels, less credit support, and lack of self-operated funds. Although there has been some improve...

AI Technical Summary

Problems solved by technology

[0005] For this reason, the technical problem to be solved by the present invention is to overcome the high financing threshold in the prior art, resulting in few investment objects, thereby providing a B2B e-commerce based on B2B e-commerce with low financing threshold, many investment objects, special funds and improved capital security. Financing processing method of the platform

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