Payment method and device

A payment device and payment terminal technology, which is applied in the fields of finance, security, payment, trade, Internet, and information technology, and can solve problems such as lack of vision or sight of users, malicious fraud, and neglect of payers to review, and achieve increased auditory verification. and memo management function, timely detection and correction, and the effect of reducing payment error rate

CN106228365AInactive Publication Date: 2016-12-14姚前
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Patent Information

Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
Publication Date
2016-12-14
Estimated Expiration
Not applicable · inactive patent

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Abstract

The invention discloses a payment method and device and relates to the fields of information technologies, internet, trade, finance, payment and safety, in particular to a confirmation and management method and device for digital payment and mobile payment. A user can obtain accurate voice warning through an auditory sense checking and confirmation link when performing digital payment and mobile payment, auditory sense checking and memo management functions are added, transaction errors can be more timely found and corrected, the payment error rate is remarkably reduced, transaction risk and user loss are prevented, benefit is brought to vast populations, and convenient payment and transaction safety guarantee are provided.
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Description

technical field

[0001] The present invention relates to the fields of information technology, Internet, trade, finance, payment and security, in particular to a confirmation and management method and device for digital payment and mobile payment. . Background technique

[0002] In the era of digitalization and mobile Internet, digital payment and mobile payment have become more and more frequent and important. Various financial institutions, banks, and enterprises are constantly innovating non-cash payment methods such as card payment, online banking payment, mobile payment, and near-field payment (NFC). And technologies, such as credit / debit card payment, automatic teller machine (ATM), online banking, Alipay, WeChat Pay, Baidu Pay, Huawei Pay, Visa digital payment, MasterPass, WorldPay, Paypal, Apple Pay, Samsung Pay, etc., have significantly It improves the convenience of transactions and promotes economic and social development.

[0003] At present, such payment method...

Examples

Embodiment Construction

[0020] figure 1 It is a schematic diagram of an embodiment of the method involved in the present invention, figure 2 It is a block diagram of an embodiment of the device involved in the present invention.

[0021] The method embodiments involved in the present invention need to be implemented based on corresponding payment devices. in, figure 2 The embodiment related to the device is composed of payment terminal equipment, transaction processing module, speech synthesis module, speech playback module, display module, payment confirmation module, information input and query module, recording / photographing / video recording module, and Internet cloud system.

[0022] Generally speaking, the software parts of the transaction processing module, speech synthesis module, speech playback module, display module, payment confirmation module, information input and query module, recording / photographing / video recording module are integrated into a unified payment application software; ...