Supply chain finance implementation method based on block chain technology and logistics information platform

Abstract

The invention discloses a supply chain finance implementation method based on a block chain technology and a logistics information platform, which relates to the technical field of supply chain finance of logistics information. The method includes the following steps: an Ethereum block chain intelligent contract platform is used as an underlying structure; and an application platform serving a production end, a logistics enterprise end, a logistics platform + bank chain and a client of the logistics industry is built. Based on the characteristics of the block chain technology, cross-business, cross-industry and cross-region supply and demand sides are connected through a logistics information platform to achieve more effective and more suitable matching. Through the block chain intelligent contract technology, the automation of logistics finance and supply chain finance is realized, the work efficiency is improved, the cost of operation is reduced, and more accurate and timely fund transfer is realized.

Description

technical field [0001] The invention belongs to the technical field of supply chain finance of logistics information, and in particular relates to a method for implementing supply chain finance based on block chain technology and a logistics information platform. Background technique [0002] In 2016, the total cost of social logistics was 11.1 trillion yuan; the ratio of total social logistics cost to GDP was 14.9%, a decrease of 1.1 percentage points from the previous year. my country's logistics market as a whole has surpassed that of the United States, becoming the world's largest logistics market and the most growing logistics market in the world. With the maturity of mobile Internet and information technology, the rapid growth of e-commerce sales, the Internet has reached a new peak in the extension and reconstruction of the logistics industry, and the logistics industry will adapt to the "Internet +" and undergo tremendous changes. Under this overall positive trend, ...

AI Technical Summary

Problems solved by technology

[0012] 2. Quota

[0013] For small and medium-sized logistics companies, the amount of funds that can be obtained from traditional financial institutions is generally between tens of thousands to hundreds of thousands, and it is generally difficult to obtain approval for large loans

[0014] 3. Cost expenditure

[0016] 4. Risk

[0017] Even if small and medium-sized logistics enterprises or supply chain enterprises obtain loans, in view of the harsh competitive environment in the logistics market and the shrinking supply market, after a certain period of time, they may not be able to find a profit model or obtain profits; while for traditional financial institutions, loans When the maturity date fails to repay the principal and interest, the real estate, car, and fixed assets you mortgaged to the bank will be confiscated and auctioned. This is too risky for small and medium-sized logistics companies

[0018] 5. Market structure

[0023] 2. Obtaining Difficulty

[0027] 3. Quota

[0031] 4. Cost expenditure

[0035] 5. Risk

[0046] Through the analysis of the traditional financing channels of small and medium-sized enterprises, we found that financing is generally difficult and the operation is inefficient, mainly because the parties to the transaction cannot obtain mutual trust

[0047] As a professional third-party organization serving the logistics industry and related industries, the logistics information platform has entered the logistics finance industry one after another as an attempt to develop the business model of the logistics information platform after having a deep insight into the financial pain points of the logistics industry and related industries. and supply chain finance; however, based on the current logistics industry and related industries’ capital and financial acquisition paths, there are generally problems of unsustainability, high risk, high cost, and difficult acquisition. Moreover, the existing offline due diligence model provides funds On the other hand, there are also certain risks, so the willingness is not high; based on the characteristics of the industry and industry dispersion, high frequency, large demand for funds, and many participants, under the existing management framework, it is impossible to achieve capital and capital demand. The effective docking of the transaction cannot establish the trust of both parties

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