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Insurance policy responsibility detail checking method and device

A technology of responsibility and insurance policy, applied in the fields of instruments, finance, data processing applications, etc., can solve the problems of many human resources, high error rate, low verification efficiency, etc., to save human resources, high accuracy, improve timeliness and accuracy Effect

Inactive Publication Date: 2018-03-06
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
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AI Technical Summary

Problems solved by technology

[0005] In view of this, this application provides a method and device for checking policy liability details, the main purpose of which is to solve the problems that manual screening of liability details takes up more human resources, the checking efficiency is low, and the error rate is high

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  • Insurance policy responsibility detail checking method and device
  • Insurance policy responsibility detail checking method and device
  • Insurance policy responsibility detail checking method and device

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Embodiment Construction

[0027] Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. Although exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited by the embodiments set forth herein. Rather, these embodiments are provided for more thorough understanding of the present disclosure and to fully convey the scope of the present disclosure to those skilled in the art.

[0028] The embodiment of the present application provides a method for checking the policy liability details, which can automatically filter out the optimal liability detail information from multiple liability detail information in the corresponding policy data according to the bill data of the insurance claim case to be checked. The whole process No manual participation is required, which saves human resources, reduces the error ra...

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Abstract

The invention discloses an insurance policy responsibility detail checking method and device. The method comprises the steps that the bill data and the insurance policy data of an insurance claim caseto be checked are acquired; the bill cost and the diagnosis and treatment type in the bill data are matched with the responsibility detail information in the insurance policy data through the pre-edited responsibility detail checking rules; and the optimal responsibility detail information corresponding to the bill data are determined from the insurance policy data according to the matching result. With application of the scheme, the optimal responsibility detail information can be automatically selected out of multiple responsibility detail information of the corresponding insurance policy data according to the bill data of the insurance claim case to be checked in a screening way. The whole automatic screening process is automatically performed without manual participation, and the screening process has fast speed and high accuracy so that a lot of manpower resources can be saved, the error rate can also be effectively reduced and the timeliness and the accuracy of the insurance policy responsibility detail checking process can be enhanced.

Description

technical field [0001] The application belongs to the technical field of insurance claims, and in particular relates to a method and device for checking policy liability details. Background technique [0002] With the improvement of people's living standards, more and more people will invest part of their funds in insurance companies, resulting in more and more claims cases that insurance companies need to handle. After claims cases occur, users need to ask insurance companies for compensation. Insurance companies The claim settlement operation will be carried out according to the relevant insurance policy data of the claim settlement case. [0003] At present, when a user applies for an insurance claim, the special staff of the insurance company will first select the policy of the user's claim case on the manual settlement interface, and then compare the user's claim bill expense that has been entered into the system with the corresponding liability details on the policy M...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/10G06Q40/08
CPCG06Q10/10G06Q40/08
Inventor 丁学敏
Owner PING AN TECH (SHENZHEN) CO LTD
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