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Implementation scheme for single big charging amount of mobile terminal based on multiple small transfer amounts

A mobile terminal and small-amount technology, applied in the direction of payment scheme/model, instrument, payment system, etc., to achieve the effect of convenient operation and avoiding operation errors

Pending Publication Date: 2018-03-20
深圳金葫芦信息科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In the traditional bank transfer system, out of consideration for the user's payment security, the user is required to fill in the necessary account information and verification information, and at the same time, the upper limit of a single transfer is limited, causing the user to make large transfers. Using a mobile account requires several or even dozens of repeated small transfers

Method used

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  • Implementation scheme for single big charging amount of mobile terminal based on multiple small transfer amounts

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Embodiment Construction

[0008] On the client side, the server will return the limit of the corresponding bank. After the user fills in the recharge amount on the client side and submits it, as long as the daily limit is not exceeded, the double verification of SMS verification code and transaction password will be entered to ensure the safety of user operations.

[0009] After the client verification is passed, the server will perform deduction processing according to the user's recharge amount. If the recharge amount does not exceed the single limit, the server will send a deduction application to the third-party payment company. After each deduction processing is completed Return to the client; if the recharge amount exceeds the single limit, the server will send multiple deduction requests to the third-party payment company. After each deduction and the last deduction, it will be returned to the client. This process takes a very short time, ideally within 1-2 seconds to arrive at the account, but ...

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Abstract

The invention discloses an implementation scheme for a single big charging amount of a mobile terminal based on multiple small transfer amounts. In order to get rid of the doubt of a user in charging,there is a dedicated explaining page during the first charging of a big amount, and a switch for a big-amount charging service is provided, wherein the big-amount charging service function can be autonomously selected by the user. After the big-amount charging service function is used, the user just need to carry out the charging applying operation at a time, thereby avoiding the repeated operations, and enabling the charging to be more convenient during safe charging.

Description

technical field [0001] This implementation scheme involves a large-amount recharge application on a mobile terminal. Background technique [0002] At present, during the use of investment and wealth management apps on the mobile terminal, user recharge is the core and key function. In the traditional bank transfer system, out of consideration for the user's payment security, the user is required to fill in the necessary account information and verification information, and at the same time, the upper limit of a single transfer is limited, causing the user to make large transfers. Using a mobile account requires several or even dozens of repeated small transfers. Contents of the invention [0003] In order to facilitate the convenience and ease of use of the target customer's interactive experience, and at the same time ensure the consistency of our trading platform, this implementation plan provides a payment method. Based on the bank transfer channel, we have designed a ...

Claims

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Application Information

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IPC IPC(8): G06Q20/10G06Q20/22G06Q20/40
CPCG06Q20/102G06Q20/29G06Q20/401
Inventor 江永源
Owner 深圳金葫芦信息科技有限公司
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