Claim settlement request processing method, device and system

A request processing and request technology, applied in data processing applications, instruments, finance, etc., can solve the problems of reducing the insurance's ability to protect against unexpected accidents, high costs, etc., and achieve the effect of improving the ability to pay and enhance the ability to protect

Inactive Publication Date: 2018-05-25
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

If the insured needs to pay expenses to deal with insured accidents before obtaining the compensation amount, such as paying medical expenses, the insured needs to pay by himself first. Ability to protect against accidents

Method used

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  • Claim settlement request processing method, device and system
  • Claim settlement request processing method, device and system
  • Claim settlement request processing method, device and system

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Embodiment Construction

[0041] The embodiments of the present invention provide a claim settlement request processing method, device and system, which are used to solve the problem that the claim amount cannot be obtained immediately in the insurance claim settlement, and the claim needs to be paid first when responding to an insurance accident.

[0042] In order to make the purpose, features and advantages of the present invention more obvious and understandable, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the accompanying drawings in the embodiments of the present invention. Obviously, the following The described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0043] see fi...

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Abstract

The invention discloses a claim settlement request processing method and aims to solve a problem of self payment in response to an insurance accident caused by incapability of obtaining the claim settlement sum instantly in the insurance claim settlement process. The method comprises steps that a claim settlement request is acquired; identity verification is carried out for a requestor of the claim settlement request, if verification passes, a claim settlement advance payment request is sent to a third-party mechanism to make the third-party mechanism audit the claim settlement advance paymentrequest, if audit passes, advance payment of the claim settlement sum is carried out by the third-party mechanism according to the claim settlement advance payment request for a declaration policy corresponding to the claim settlement request. The invention further provides a claim settlement request processing device and system.

Description

technical field [0001] The present invention relates to the field of finance and insurance, in particular to a claim processing method, device and system. Background technique [0002] With the improvement of social living standards, in order to reduce the huge risks of possible accidents, more and more people choose to buy insurance. When an insured accident occurs to the subject matter of the policy, the insured submits a claim application to the insurance company, requiring the insurance company to pay compensation according to the agreement on the policy. [0003] At present, when the insured applies for claims, he needs to submit relevant claim materials to the insurance company, and wait for the insurance company to review and approve the claim materials before obtaining the insurance company's claim amount. If the insured needs to pay expenses to deal with insured accidents before obtaining the compensation amount, such as paying medical expenses, the insured needs t...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 马创鹏胡茂名
Owner PING AN TECH (SHENZHEN) CO LTD
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