190 results about "Advance payment" patented technology

A process which provides electronic access to pre-paid funds for cash or payment for goods and services. A card is issued to a customer with a value selectable by the customer. The card has a magnetic stripe with an encoded card number including a bank identification number (BIN) and an account number. The central card processor establishes a zero balance database including the card numbers, but with blank fields for the customer data and the value of the account. When a customer purchases a card, the sales agent transmits to the central database computer which fills in the blanks in the database, activating the account, and transmits an acknowledgement signal back to the sales agent. The customer can immediately use the card in ATM or other remote terminals to acquire cash or purchase goods and services. The customer inputs a PIN number which is provided with the card, or a customer selected alternative PIN number.

The invention discloses a private parking space sharing method and a parking space lock. The method includes the steps that firstly, a parking space using request from a user is received; secondly, the user is guided to enter the advance payment procedure of the parking space using charge according to the parking space using request; thirdly, whether advance payment of the parking space using charge is completed or not is monitored, if yes, the fourth step is executed, and if not, monitoring is conducted continuously; fourthly, the parking space lock is controlled to be unlocked for parking, and meanwhile parking timing is started; fifthly, whether a vehicle on a parking space runs away or not is judged, if not, time is kept continuously, and if yes, the sixth step is executed; sixthly, time keeping is stopped, the charge corresponding to the parking duration is deducted from the parking space using charge which is paid in advance, and meanwhile the parking space lock is controlled to reset and parking is forbidden.

A payment System for online purchases that includes as participants a System Administrator, Members, Merchants and Subscribers/Non-Subscribers. Participating purchasers are Subscribers to a Member. Subscribers have pre-determined purchase limit and pre-determined delivery address for goods purchased within the System. Members may or may not be banking/financial institutions. Merchants charge the System Administrator for the value of all purchases made by subscribing purchasers. The System Administrator charges the Members to which purchasers subscribe for their purchases. System Administrator guarantees payment to Merchants. Members guarantee payment to the System Administrator. Members have their own commercial arrangement in place with their subscribing purchasers to recover money or moneys worth in exchange for the payments they make on behalf of Subscribers to the System Administrator. The System Administrator can be a Member too. The System Administrator may or may not be a financial institution. Non-Subscribers can also do online purchases by making up front payment to the System Administrator/Members to do online shopping on Merchant's site. For large value transactions where multiple signatories are involved the System adopts a unique authentication process to validate the USER ID and password of different signatories. No single server of System administrator shall hold all the signatories' login details. The System is applicable to b2c and/or b2b online payments. The System is applicable to online and/or offline transactions.

The embodiment of the invention provides an advance payment financing method and device, and the method comprises the steps: a financing enterprise initiates a loan application to a financial institution through advance payment corresponding to a purchasing contract signed by the financing enterprise and a supply chain core enterprise on a block chain; the financing enterprise receives the loan issued by the financial institution according to the loan contract through the block link, and transfers the loan to foreign suppliers according to the advance payment property, so that the foreign suppliers deliver goods to import agents; based on goods received by the import agent, the intelligent agreement formed by the loan contract transfers money agreed in the intelligent contract from the account of the financing enterprise and repays the money to the account of the financial institution, so that the financial institution notifies the import agent to send the goods received from the foreign supplier to the financing enterprise. According to the embodiment of the invention, the efficiency and reliability of advance payment financing can be improved.

The invention provides a parking method based on an intelligent mobile terminal and a parking system thereof. The method comprises the steps that 1) the intelligent mobile terminal receives at least one parking lot information selected by a cloud server through screening according to a parking request transmitted by a user; 2) the intelligent mobile terminal receives a target parking lot selected from at least one parking lot information by the user and generates order confirmation advance payment selection confirmation information to be fed back to the user; 3) the intelligent mobile terminal receives advance payment success information and then starts navigation operation to guide the user to drive to the target parking lot; and 4) the management system of the target parking lot verifies the advance payment information of the user and license plate information of the vehicle, and then an entrance gate is opened after verification is passed so that the user is enabled to drive the vehicle to the reserved designated parking place in the target parking lot. Automatic and efficient place searching and parking can be realized for the user so that the utilization rate of the idle parking lot can be greatly enhanced, the congestion degree of congestion road segments can be effectively alleviated and the parking method and the parking system have wide application and popularization value.

The invention relates to a service ordering method and a service ordering platform. The service ordering method comprises the steps of transmitting preset service request information by a service requiring party to a service ordering platform; after receiving preset service request information by a service ordering platform, transmitting preset service request information to a service provider; querying a preset task by the service provider, and filtering the service requiring party and filtering the preset task of the service requiring party; paying advance payment of a preset task by the service requiring party to the service provider in preset time period, confirming successful order establishment and establishing a bidirectional chain table through the service ordering platform; reading information in the bidirectional chain table by the service provider, establishing an identity verification system; keeping the service requiring party and the service provider operate in an allowed or preset time period until time is up, and after transaction, paying cost by the service requiring party to the service provider through the service ordering platform. The service ordering platform comprises a terminal logging-on module, a service searching module, a service provider filtering module, a payment module, an identity verification module, an evaluation module and a platform processing module.

The invention relates to a business transaction information processing method which includes the following steps: a bank payment system judges received transaction request information; if the information is order formation request information, the bank payment system stores the order information after receiving the order confirmation information transmitted by a seller terminal; if the information is advanced payment request information, the bank payment system inquires corresponding order information and transmits transfer request information to a bank account system for transfer operation. Based on the steps, both a buyer and a seller can pay advance payment to a bank which serves as the transaction guarantee agency in B2B electronic commerce; moreover, with higher public reputation, banks ensures safer and more reliable transaction process along with convenient payment and settlement, thereby promoting successfulness of transaction.

The application relates to the service “pre-paid calls on post-paid bill”. If, for example, there is no money left on a caller's pre-paid account when calling a specific number, the call is charged to the post-paid subscription of a subscriber who agreed to take over the costs for these specific calls. Or if a business buys pre-paid cards for his staff, calls of the employees on working days in the office hours are billed on the post-paid bills of the business rather than on the pre-paid cards.

A method for advancing payment of a portion of one or more amounts due under an affiliate program to an affiliate, the amount being owed by a merchant of a website subject to the affiliate program. The method includes the steps of, first, providing a means for transmitting information to an administrator. The information is for use by the administrator to verify the affiliate's identity. Second, the method provides a means for enabling the administrator to verify the identify of the affiliate based on the information. Third, the method provides a means whereby the affiliate assigns the amount due under the affiliate program absolutely to the administrator, and whereby the affiliate requests that the portion of the amount due be advanced. Next, the method provides confirmation from the merchant that the amount due under the affiliate program is assigned absolutely to the administrator. Finally, the method provides a means for enabling the administrator to effect payment to the affiliate of the portion of the amount due under the affiliate program.

The invention relates to a measurement and payment management system and a method thereof. A system function module is used for role authorization management, identity authentication, instant messaging IM service, data security protection, event management, data processing, and component and interface services; a data preparation module is used for setting basic data; the business processing module is used for measurement and payment, order change, material advance payment management and construction advance payment management; an import and export module is used for importing and exporting data; a report center module is used for extracting needed project specification data from the business processing module and providing reports; a measurement machine account module is used for cost analysis and machine account analysis; and a statistical graphic module is used for making a statistical graphic switched between a 2D mode and a 3D mode. Engineering measurement and payment can be effectively controlled, measurement is made more accurate and standard through scientific management, and over-measurement and missing measurement are prevented.

The present invention provides a comprehensive, integrated, computerized system for facilitating transactions in goods or services. The system is capable of facilitating transactions from early or initial stages, such as an electronically proposed purchase order, through to later or final stages, such as payment on an invoice or invoices relating to the transaction. The system is integrated to include the participation of various providers of services ancillary to transactions, such as guarantors, insurers, and shippers.

The system may allow sellers or buyers to electronically propose amendments and counter-amendments to, and to amend, through mutual agreement, a purchase order agreement. Any amendments are accounted for in later stages of the transaction facilitated by the system. The system may monitor, utilizing stored transaction information, present and anticipated future credit exposures of buyers, and utilizes the buyer credit exposure information for purposes including facilitating providing buyer credit assurance to sellers. The system may facilitate sellers obtaining financing or advance payment relating to transactions. The system may provide opportunities for sellers or buyers to obtain cargo insurance on goods or services shipped in accordance with transactions.

Disclosed are an electronic settlement system, an electronic settlement method, and a cash payment method using a LCD barcode displayed on a mobile terminal, thereby simply performing member identification using the LCD barcode including member information, electronic settlement services (such as credit card settlement, direct payment card settlement, advance payment card settlement, small amount settlement, and Giro system settlement) at various shops via a procedure verifying whether a user is an actual owner of the barcode, cash payment services via member information barcode and member identification procedures, advance payment card services by depositing a designated amount of money at a database of the bank and allowing the user to systematically use the advance card within the deposited money, and wireless banking services for transmitting and receiving various banking related data via wireless network between the bank and the members.

The invention relates to a prepayment two-way real-time control valve wireless meter reading method and the system thereof. The system is that a meter set terminal consisting of the meter set and a wireless collection terminal is wirelessly connected with a concentrator. The concentrator is wirelessly connected with the computer control center through the data center. An IC card reader is connected with the concentrator. With the method of IC card recharging, the invention prepays to buy use level value, which changes the business model of payment before use and solves the problem of difficult charging of the prior wireless far transfer meter reading.

The Invention is an apparatus and method for delivering communications to an intended recipient upon the occurrence of a predetermined condition in the future. A subscriber subscribes on-line with a delivery services provider. The subscriber creates or orders a communication, which may include a good or service. Upon the occurrence of the predetermined condition, the delivery services provider locates the intended recipient and delivers the communication. For a written communication, the delivery services provider prints the communication and delivers the printed communication. The service is financed by an up front payment, by creation of a deposit account, or by purchase of a policy of insurance, all facilitated by the delivery services provider.

The invention discloses a claim settlement request processing method and aims to solve a problem of self payment in response to an insurance accident caused by incapability of obtaining the claim settlement sum instantly in the insurance claim settlement process. The method comprises steps that a claim settlement request is acquired; identity verification is carried out for a requestor of the claim settlement request, if verification passes, a claim settlement advance payment request is sent to a third-party mechanism to make the third-party mechanism audit the claim settlement advance paymentrequest, if audit passes, advance payment of the claim settlement sum is carried out by the third-party mechanism according to the claim settlement advance payment request for a declaration policy corresponding to the claim settlement request. The invention further provides a claim settlement request processing device and system.

The invention relates to the field of advance payment schemes, and particularly to a cash deposit based trading method and system. In the cash deposit based trading method and system provided by the invention, multi-time consumption can be carried out after cash deposit is prepaid for one time; and a buyer (consumer) can carry out multiple times of settlement based on needs of a seller. Due to the multiple times of settlement, a cash flow pressure of the seller can be lightened greatly; and meanwhile, a default risk of the buyer and loss of the seller caused by default of the buyer are reduced.

An advance payment system having a processor, a memory and a load management unit performing the steps of receiving a request for an advanced payment for a load from a carrier, receiving information from the carrier relating to the load, determining if the information satisfies the advanced payment rules for the load, generating an identification code if the information satisfies the advanced payment rules for the load, assigning an expiration time to the identification code, and disabling the identification code when the expiration time has elapsed.

The invention discloses a train ticket network sale method, which is appropriate for core business logic processing of a network ticket sale information system, can completely eradicate ticket hoarding behavior of ticket brokers during the Spring Festival travel, and ensures the fairness of ticket booking for passengers. The method divides a ticket booking process into four time periods: a subscription period, a lottery period, a payment period and a default treatment period. During the subscription period, the passengers input subscribing ticket information and pay advance payment, and a ticketing system distributes subscription numbers for the passengers. During the lottery period, if the number of the passengers for subscribing is less than ticket supply, one ticket is distributed for each person, and if the number of the passengers for subscribing exceeds the number of tickets, the tickets are distributed through a random lottery manner. During the payment period, the passengers who are distributed with the tickets pay the balance of the tickets, the ticketing system refund the advance payment to the passengers who are not distributed with the tickets, and the passengers can print the tickets after payment. During the default treatment period, the passengers who are distributed with the tickets but not pay the balance of the tickets are defaulted, the advance payment of the defaulted passengers is taken as default fine, and the ticketing system recycles the corresponding tickets.