Trading information processing method

Abstract

The invention relates to a business transaction information processing method which includes the following steps: a bank payment system judges received transaction request information; if the information is order formation request information, the bank payment system stores the order information after receiving the order confirmation information transmitted by a seller terminal; if the information is advanced payment request information, the bank payment system inquires corresponding order information and transmits transfer request information to a bank account system for transfer operation. Based on the steps, both a buyer and a seller can pay advance payment to a bank which serves as the transaction guarantee agency in B2B electronic commerce; moreover, with higher public reputation, banks ensures safer and more reliable transaction process along with convenient payment and settlement, thereby promoting successfulness of transaction.

Description

technical field

[0001] The invention relates to a transaction information processing method, in particular to a transaction information processing method in which a buyer's merchant delivers prepayment to a bank, and the bank provides a guarantee for the transaction between the buyer and seller's merchants. It belongs to the field of B2B e-commerce. Background technique

[0002] B2B (Business-to-Business) is an e-commerce model in which products, services and information are exchanged between enterprises through the Internet. The existing B2B e-commerce models mainly include two types: one is the direct e-commerce between enterprises, such as the online purchase and online supply of manufacturers; the other is the business activities through third-party e-commerce platforms. , all kinds of enterprises can conduct inter-enterprise e-commerce through this e-commerce platform, such as publishing and querying supply and demand information, conducting online communication and bu...

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