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Verification method and device for legality of electronic payment service

An electronic payment and legal technology, applied in the Internet field, can solve problems such as illegal operations, fraud, money laundering, etc., to achieve the effect of improving flexibility and accuracy, and improving accuracy

Active Publication Date: 2018-06-26
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, criminals will also use electronic payment services to conduct illegal operations, such as: money laundering, fraud, etc.

Method used

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  • Verification method and device for legality of electronic payment service
  • Verification method and device for legality of electronic payment service
  • Verification method and device for legality of electronic payment service

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Embodiment Construction

[0024] Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, the same numerals in different drawings refer to the same or similar elements unless otherwise indicated. The implementations described in the following exemplary embodiments do not represent all implementations consistent with this application. Rather, they are merely examples of apparatuses and methods consistent with aspects of the present application as recited in the appended claims.

[0025] The terminology used in this application is for the purpose of describing particular embodiments only, and is not intended to limit the application. As used in this application and the appended claims, the singular forms "a", "the", and "the" are intended to include the plural forms as well, unless the context clearly dictates otherwise. It should also be understood that the term...

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Abstract

The invention provides a verification method and device for the legality of electronic payment service. The method comprises the following steps of acquiring historical verification data of the electronic payment service, wherein the historical verification data comprise historical service data, reference service data corresponding to the historical service data and a verification result of the historical service data; performing word alignment operation on the historical service data and the reference service data; carrying out characteristic value extraction on the historical verification data according to the word alignment result, obtaining a characteristic matrix of the historical verification data; training a verification model according to the characteristic matrix and the verification result; and verifying the legality of an electronic payment request according to the real service data of the electronic payment request and the verification model when the electronic payment request is received. The service data structure can be considered through word alignment operation, and the flexibility and the accuracy of the verification model are improved, so that the accuracy of validity verification of the electronic service is improved.

Description

technical field [0001] The present application relates to the technical field of the Internet, in particular to a method and device for verifying the legality of electronic payment services. Background technique [0002] With the rapid development of Internet technology, electronic payment services are on the rise, and users can realize electronic payment services such as paying bills and transferring money through the Internet, which brings great convenience to users' lives. However, criminals will also use electronic payment services to conduct illegal operations, such as money laundering and fraud. Therefore, it is extremely important to verify the legitimacy of the electronic payment business. Contents of the invention [0003] In view of this, the present application provides a method and device for verifying the legality of electronic payment services. [0004] Specifically, this application is achieved through the following technical solutions: [0005] A method ...

Claims

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Application Information

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IPC IPC(8): G06Q20/42G06F17/27
CPCG06Q20/42G06F40/289
Inventor 郭亚
Owner ADVANCED NEW TECH CO LTD
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