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494 results about "Electronic service" patented technology

Method and apparatus for electronic commerce services at a point of sale

Point of sale transactions can be efficiently processed by use of a point of sale terminal having both image capture and storage capability, as well as other information input capabilities such as a MICR reader, a bar code reader, a keyboard, or similar input device. The system stores an image of the actual transaction documents, such as the bill to be paid and the check by which payment is made, for future reference and verification. In this way, paper copies of the bill need not be archived, and the check can be processed by electronic check conversion, further lowering costs. The electronic transaction information, such as biller identification, account number, payment made, and the like is forwarded from the POS location to a central data processing center in real time and authorization or denial of authorization to accept payment is returned to the POS terminal in real time. Additionally, system updates such as authorized billers, service fee schedules, and the like can be updated in real time, each time a transaction is transmitted from or to the POS terminal. Another advantageous feature is that a single POS terminal can be configured to communicate with multiple service providers and hence accommodate multiple different types of transactions such as issuing money orders, gift certificates, official checks, payroll checks, check cashing, bill paying, credit card authorization, age verification, and the like.
Owner:GSC ENTERPRISES

Providing kiosk service offerings in a personal area network

InactiveUS20020129170A1Consuming substantial system resourceConsuming network bandwidthNetwork topologiesSpecial service for subscribersTelecommunications linkCommunications system
A method for delivering electronic services in a personal area network (PAN) can include providing a kiosk in a publicly traversable area. The kiosk can be configured to deliver electronic services over short-range radio communications links to wireless devices in a personal area network (PAN). The kiosk also can be configured to communicate over an existing physical communications link medium. A PAN can be established in the publicly traversable area. Electronic services can be selectably retrieved through the existing physical communications link medium into the kiosk. Finally, the retrieved selected electronic services can be delivered to wireless devices in the PAN over the short-range radio communications link. Notably, the step of establishing a PAN in the publicly traversable area can include establishing a BLUETOOTH-based PAN with wireless devices in the publicly traversable area. In addition, the step of providing a kiosk first can include retrofitting an existing kiosk both with a short-range radio frequency communications system, and with a host computing device for selectively retrieving electronic services over the existing physical communications link medium, and for delivering selected electronic services to the wireless devices in the PAN. Second, the retrofitted kiosk can be activated in the publicly traversable area.
Owner:TOSHIBA GLOBAL COMMERCE SOLUTIONS HLDG
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