The invention discloses a sulfonic acid type waterborne polyurethane-acrylate self extinction resin, the resin is prepared through the reaction of the components of A, prepolymer of diisocyanate sealing side, B, a component of the prepolymer dissolving and diluting the diisocyanate sealing side, C, small molecule amine chain extender, and D, radical initiator. The resin combines the excellent properties of polyurethane and acrylic acid, can achieve excellent adhesion force on the base materials of ABS, PC, PVC, PET and the like, and can achieve excellent hand sweat resistant property, and through adding a cross-linking agent the resin can achieve the excellent properties of alcohol rub resistance, and solvent resistance and the like, the resin can be applied in the fields of leather finish, wood plastic, paper printing, printing ink, printing coating, packaging coating, and matt nail polish and the like.