Block chain borrowing method and system

A blockchain and lender technology, applied in the blockchain field, can solve problems such as low data security, achieve the effect of alleviating low security, avoiding possibility and loss of loan transaction accounts, and ensuring security

Inactive Publication Date: 2018-08-14
数字乾元科技有限公司
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Problems solved by technology

[0004] In view of this, the purpose of the present invention is to provide a blockchain lending method and syst

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  • Block chain borrowing method and system
  • Block chain borrowing method and system
  • Block chain borrowing method and system

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[0035] In order to make the objectives, technical solutions, and advantages of the embodiments of the present invention clearer, the technical solutions of the present invention will be described clearly and completely in conjunction with the accompanying drawings. Obviously, the described embodiments are part of the embodiments of the present invention, not all of them. 的实施例。 Example. Based on the embodiments of the present invention, all other embodiments obtained by those of ordinary skill in the art without creative work shall fall within the protection scope of the present invention.

[0036] At present, the existing lending platform uses a centralized transaction model, which causes the technical problem of low transaction process and data security. Based on this, the blockchain lending method and system provided by the embodiments of the present invention can alleviate the existing The problem of low security of the transaction process and data in technology has achieved th...

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Abstract

The invention provides a block chain borrowing method and system. The method is applied to multiple borrower terminals in the block chain borrowing system. The method comprises the steps that a loan request is submitted to a block chain system; when a necessary information supplement notification sent by lender terminals or a risk management terminal is received, encrypted necessary information corresponding to the necessary information supplement notification is written into the block chain system, wherein the necessary information supplement notification is generated according to the loan request; multiple credit and loan electronic contract files sent by multiple lender terminals according to the loan request and a signature risk management result respectively are received, wherein thesignature risk management result is generated by the lender terminals or the risk management terminal according to the encrypted necessary information and written into the block chain system after being encrypted; the credit and loan electronic contract files which meet a preset condition are selected for signature, and target credit and loan electronic contract files are obtained. The problem oflow safety of a transaction process and data in the prior art is solved, and the method has the advantage of improving the safety.

Description

technical field [0001] The present invention relates to the field of block chain technology, in particular to a block chain lending method and system. Background technique [0002] Online lending refers to the realization of lending on the Internet. Both the borrower and the lender can use this network platform to realize the "online transaction" of lending. [0003] Existing lending platforms apply a centralized transaction model, and both borrowers and lenders must interact with the control center of the lending platform. If there is a problem with the control center of the lending platform, the transaction between the borrower and the lender cannot be completed. Therefore, a technical problem of low security of the transaction process and data is caused. Contents of the invention [0004] In view of this, the object of the present invention is to provide a blockchain lending method and system to alleviate the technical problems of low security of transaction process a...

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Application Information

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IPC IPC(8): G06Q40/02G06Q20/38
CPCG06Q20/3825G06Q20/389G06Q40/03
Inventor 赵国栋张哲周海京杨洋徐晶晶任鹏
Owner 数字乾元科技有限公司
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