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Credit investigation system, credit investigation data storage method and device, equipment and medium

一种数据、征信的技术，应用在网络领域，能够解决征信数据缺乏机构有效共享、无法实现高质量的数据流通以及交易等问题，达到提升参考价值、保障规范的效果

Active Publication Date: 2018-10-12
TENCENT TECH (SHENZHEN) CO LTD +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] Since each institution will establish its own credit information system, credit information data lacks effective sharing among institutions, and the problem of information islands is serious, making it impossible to achieve high-quality data circulation and transactions

Method used

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  • Credit investigation system, credit investigation data storage method and device, equipment and medium
  • Credit investigation system, credit investigation data storage method and device, equipment and medium
  • Credit investigation system, credit investigation data storage method and device, equipment and medium

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Embodiment Construction

[0035] In order to make the object, technical solution and advantages of the present invention clearer, the implementation manner of the present invention will be further described in detail below in conjunction with the accompanying drawings.

[0036] figure 1 It is a system structure diagram of a credit investigation system provided by an embodiment of the present invention. The implementation environment includes multiple servers 101, and the multiple servers 101 are servers of multiple institutions. The server 101 can belong to any institution, such as a bank, a financial institution, a credit institution, a credit institution or a consumer institution, etc., and multiple blockchains that can be shared by various institutions can be deployed on the multiple servers 101, such as , the first block chain used to store the user information of users in each institution and the corresponding first user ID, and the second block chain used to query credit data. Of course, in ord...

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Abstract

The invention discloses a credit investigation system, a credit investigation data storage method and device, equipment and a medium, and belongs to the technical field of networks. A server generatesuniform user identification on the basis of the user information of a user; on the basis of the behavior data of the user, a uniform algorithm is used for calculating to generate the credit investigation data of the user; and through a target strategy, the credit investigation data of the user and corresponding user identification are stored in a blockchain. In a blockchain system, the uniform user identification is obtained for the same user, so that each mechanism in the blockchain system can inquire the credit investigation data of the user according to the uniform user identification, credit investigation data query accuracy and comprehensiveness is improved while high-quality data circulation and transaction is realized, in addition, the credit investigation data is generated according to the uniform algorithm, the credit investigation data is guaranteed to be standard, and the reference value of the credit investigation data of each mechanism is improved.

Description

technical field [0001] The present invention relates to the field of network technology, in particular to a credit investigation system, a storage method, device, equipment and medium for credit investigation data. Background technique [0002] The credit system is an important part of the social credit system. A sound credit system not only helps financial institutions control credit risks, but also facilitates risk warning and analysis by financial regulators, and helps the judiciary and other government agencies regulate financial order. consumer interest. [0003] The current credit information system is created by a single institution and serves the users of the institution. The institution can generate credit information for the user based on the credit behavior of the user in the institution, and store it in the institution's In the information system, to realize the user's query and as a reference function for other businesses. [0004] In the process of realizing ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38G06Q40/02H04L29/08
CPCH04L67/10H04L67/1097G06Q20/3829G06Q40/03H04L9/3239H04L2209/56H04L63/102H04L63/12H04L63/0407H04L67/535H04L9/50Y02D10/00G06Q2220/10H04L9/0643H04L67/306
Inventor 尚志豪周洪飞
Owner TENCENT TECH (SHENZHEN) CO LTD
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