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Code-scanning payment method and mobile terminal

A code-scanning payment and mobile terminal technology, applied in the field of code-scanning payment, can solve problems such as user loss, low cost, and inapplicability to small businesses, and achieve the effect of improving security

Pending Publication Date: 2019-01-22
江四胜
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] With the development of Internet technology, mobile payment technology has been widely used in various aspects, which greatly facilitates people's daily life, makes cashless payment possible, and reduces the losses caused by counterfeit money to merchants and buyers; the existing Most mobile payments are divided into two types. One is that the merchant scans the user's payment code with a scanning gun. This method is convenient and fast, but requires specialized personnel to be responsible for the cash register, and the equipment cost is relatively high, so it is not suitable for small merchants; the other is , the buyer scans the store’s payment code to make payment, no need to purchase special equipment, the cost is low, and is very popular with small and medium stores; The amount paid by the buyer is not transferred to the merchant, which brings losses to the user

Method used

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Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0073] Preferred embodiment one (or application embodiment one) is:

[0074] A code scanning payment method provided by the present invention includes the following steps:

[0075] S1: After scanning the payment code, obtain the GPS information corresponding to the current location, and obtain the first GPS information;

[0076] Wherein, the S1 is specifically:

[0077] After scanning the collection code, decoding the collection code to obtain first decoding information, the first decoding information includes collection account information and an identification code;

[0078] The GPS information corresponding to the current location is acquired to obtain the first GPS information.

[0079] S105: Using the first GPS information corresponding to the first coordinate point of the geographic location and the pre-stored symmetric key to generate a first key through the DUKPT algorithm; encrypting the first decoded information through the first key to obtain encryption informati...

Embodiment 2

[0089] Preferred embodiment two (or application embodiment two) is:

[0090] The code scanning payment method provided by the present invention differs from the preferred embodiment 1 in that it also includes:

[0091] Send the first picture to the server, including the store name, so that the server can obtain the first store name according to the first picture received by the identification, and judge whether the first store name matches the first business information, if not, Then send back the second information corresponding to the unsafe payment environment, where the second information includes text information corresponding to the unsafe payment environment;

[0092] The second information is displayed.

Embodiment 3

[0093] Preferred embodiment three (or application embodiment three) is:

[0094] A mobile terminal provided by the present invention includes a memory, a processor, and a computer program stored on the memory and operable on the processor, and the processor implements the following steps when executing the computer program:

[0095] S1: After scanning the payment code, obtain the GPS information corresponding to the current location, and obtain the first GPS information;

[0096] Wherein, the S1 is specifically:

[0097] After scanning the collection code, decoding the collection code to obtain first decoding information, the first decoding information includes collection account information and an identification code;

[0098] The GPS information corresponding to the current location is acquired to obtain the first GPS information.

[0099] S105: Using the first GPS information corresponding to the first coordinate point of the geographic location and the pre-stored symmetr...

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Abstract

The invention provides a code-scanning payment method and a mobile terminal. The code-scanning payment method comprises the steps that after a money receiving code is scanned, GPS information corresponding to the current position is obtained, and thus first GPS information is obtained; the first GPS information is sent to a server, so that when the server receives the first GPS information, secondGPS information of a first mobile terminal corresponding to the money receiving code is obtained, if the distance between a first coordinate point corresponding to the first GPS information and a second coordinate point corresponding to the second GPS information is smaller than a preset distance threshold value, first information is sent back, wherein the first information comprises text information corresponding to payment environment safety; after the first information sent by the server is received, the first information is displayed; and a payment interface corresponding to the money receiving code is displayed, so that a buyer completes code-scanning payment according to the payment interface. According to the code-scanning payment method and the mobile terminal, the problem that when the buyer conducts code-scanning payment, the economic loss is brought to the buyer and a merchant due to the fact that the money receiving code is tampered is solved.

Description

technical field [0001] The invention relates to the technical field of code scanning payment, in particular to a code scanning payment method and a mobile terminal. Background technique [0002] With the development of Internet technology, mobile payment technology has been widely used in various aspects, which greatly facilitates people's daily life, makes cashless payment possible, and reduces the losses caused by counterfeit money to merchants and buyers; the existing Most mobile payments are divided into two types. One is that the merchant scans the user's payment code with a scanning gun. This method is convenient and fast, but requires specialized personnel to be responsible for the cash register, and the equipment cost is relatively high, so it is not suitable for small merchants; the other is , the buyer scans the store’s payment code to make payment, no need to purchase special equipment, the cost is low, and is very popular with small and medium stores; The amount...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07G1/14G06Q20/20G06Q20/40
CPCG06Q20/206G06Q20/4016G07G1/14
Inventor 不公告发明人
Owner 江四胜
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