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A two-dimensional code payment method and system

A technology of two-dimensional code and payment amount, applied in the direction of payment system structure, equipment, data processing applications, etc., can solve inconvenience and other problems, and achieve the effect of convenient and flexible payment

Inactive Publication Date: 2019-04-16
王恩惠
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] At the same time, at present, when using a mobile phone to make a QR code payment, it takes tens of seconds to several minutes to complete the payment. The operations include unlocking the phone screen, opening the APP, and selecting the QR code for payment before displaying the QR code for payment. inconvenience

Method used

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  • A two-dimensional code payment method and system

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Embodiment Construction

[0030] In order to make the purpose, technical solution and advantages of the present invention clearer, the technical solution of the present invention will be described in detail below. Apparently, the described embodiments are only some of the embodiments of the present invention, rather than all of them. Based on the embodiments of the present invention, those of ordinary skill in the art can obtain all other Embodiments all belong to the protection scope of the present invention.

[0031] Such as figure 1 As shown, the present invention provides a method for two-dimensional code payment, the method comprising:

[0032] Step S1, the user uses the client device to open a specific application, and scans the carrier with the two-dimensional code.

[0033] In this embodiment, the client device may be, but not limited to, any type of electronic device with a scanning function, such as a smart phone, a smart wearable device, a tablet computer, and the like.

[0034] In this e...

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Abstract

The invention discloses a two-dimensional code payment method and system, and the method comprises the steps: enabling a user to open a specific application through client equipment, and scanning a carrier with a two-dimensional code; The specific application sends the scanned and recognized information and user information to an application server to complete activation of the two-dimensional code, and specific conditions are set; When a transaction occurs, a carrier with a two-dimensional code is shown, and a merchant uses merchant side equipment to scan the two-dimensional code; The merchant side device sends the scanned and recognized information to an application server, and the application server inquires user information corresponding to the information in a matched mode; When the user information is inquired in a matching manner, further judging whether the transaction meets the specific condition or not; And when the specific condition is met, deducting the transaction amountfrom the user account corresponding to the user information to realize payment. The beneficial effects of the invention are that a user can go out to consume without carrying a mobile phone or a wallet and attaching the two-dimensional code to a hand or clothes, which is very convenient and flexible.

Description

technical field [0001] The invention relates to the field of two-dimensional code payment, in particular to a method and system for two-dimensional code payment. Background technique [0002] At present, mobile payment has become a very important payment method for people. You only need to carry a mobile phone when you go out to shop and consume, and you don't need to bring a wallet. But sometimes, it is inconvenient to carry mobile phones and wallets when going out, but there are shopping and consumption needs, and mobile payment cannot meet such needs. And for some people, especially the elderly and children, it is inconvenient to use mobile phones to complete consumption payments, and it is easy to cause loss of mobile phones. And it is not a small expense to equip each of them with a mobile phone. [0003] At the same time, at present, when using a mobile phone to make a QR code payment, it takes tens of seconds to several minutes to complete the payment. The operation...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32
CPCG06Q20/327
Inventor 王恩惠
Owner 王恩惠
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