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Network payment method and system thereof

A technology of network payment and payment terminal, applied in the field of computer network

Inactive Publication Date: 2012-02-08
李嘉辉
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Bank remittance is also more common as another payment method, but because remittance can only be processed at the bank counter, the office hours of the bank are usually the work and study time of shoppers, and this method also brings a lot of trouble to shoppers for online shopping

Method used

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  • Network payment method and system thereof
  • Network payment method and system thereof
  • Network payment method and system thereof

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0063] see figure 1 , figure 2 , the invention discloses a network payment method, the method includes the following steps:

[0064] [step A] the user enters an unspecified shopping website (certainly can be other payment websites) at the client end 20 of purchase, and the client end 20 of purchase includes a first login module, which verifies the identity information input by the user, After the verification is successful, it can be connected with a central server 10 . The shopping client 20 can be a computer or a handheld mobile terminal (such as a mobile phone).

[0065] [Step B] The shopping client 20 includes a second login module, which verifies the identity information input by the user, and connects to the corresponding shopping server 30 after the verification is successful.

[0066] It should be noted here that the order of step A and step B can be arbitrary. When a user enters a shopping website that supports the payment method of the present invention, the use...

Embodiment 2

[0091] This embodiment introduces the operation process of the method of the present invention with a specific case.

[0092] Middle school student A often surfs the Internet and sees a commodity (such as a mobile phone) offered by a certain merchant on the Internet that is much lower than the price on the market, and wants to buy the commodity through the Internet. The payment methods provided on the shopping website include: (1) Alipay; (2) online bank remittance; (3) bank remittance; (4) convenience store payment.

[0093] Among them, payment methods (1) and (2) require online banking, and middle school student A does not have online banking because he is a minor; method (3) needs to pay at the counter of a certain bank during his study time. Since it is already evening, Unable to pay, and at the same time the next day is learning time; so choose (4) payment method.

[0094] Middle school student A has already registered an account for a shopping website and an account for...

Embodiment 3

[0103] This embodiment uses another specific case to introduce the operation process of the method of the present invention. The difference between this embodiment and Embodiment 2 is that the unique identification code generated in this embodiment is a one-dimensional code.

[0104] Middle school student A has already registered an account for a shopping website and an account for providing convenience store payment services. Then enter the flow process of the method in the first embodiment:

[0105] [step 31] middle school student A enters a certain shopping website (such as Taobao.com, Newegg.com) through a PC, and then logs in the shopping website and convenience store payment service software respectively; The central server 10 is connected.

[0106] [Step 32] Middle school student A chooses his favorite mobile phone, and the shopping server 30 generates an order through the PC; the shopping server 30 or the PC sends the order information to the central server 10 .

[...

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Abstract

The invention discloses a network payment method and a system thereof. The method comprises the following steps: a user selects goods through a shopping client, and the shopping client sends information to a center server; the center server generates an only identification code according to information sent by the corresponding shopping client, and sends the identification code to the corresponding shopping client; according to the only identification code, the user comes to a payment terminal to pay cost, and the payment terminal sends the only identification code to the center server for verification; after success of verification, an attribute representing whether pays or not in information corresponding to the only identification code is modified, and notification information is sent to the center server simultaneously. According to the method and the system in the invention, a payer can pay cost at a nearby convenience store, and great convenience is brought to the payer without Internet banking.

Description

technical field [0001] The invention belongs to the technical field of computer networks and relates to a payment method, in particular to a network payment method; at the same time, the invention also relates to a network payment system. Background technique [0002] With the further popularization and application of the Internet in China, online shopping has gradually become one of people's online behaviors. It is reported that CNNIC used the method of telephone survey to investigate 19 economically developed cities in June 2008. The 4 municipalities directly under the central government are Beijing, Shanghai, Chongqing and Tianjin, and the 15 sub-provincial cities are Guangzhou, Shenzhen, Shenyang, Harbin and Changchun. wait. The interviewees are netizens who have surfed the Internet and bought things online within half a year. The report shows that in the 19 cities surveyed, the amount of online shopping in the first half of the year reached 16.2 billion yuan. From th...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/00
Inventor 李嘉辉
Owner 李嘉辉
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