An enterprise credit assessment method and system based on a map relation network

Abstract

The invention provides an enterprise credit assessment method and system based on a map relation network. The method comprises the following steps of acquiring enterprise industrial and commercial registration data; constructing an atlas relationship network, then based on a graph relationship-based network, extracting an investment relation dimension and a job relation dimension of the nodes in the map relation network, quantifying the relation strength between the nodes in the map relation network based on the investment relation dimension and the job relation dimension by referring to the relation strength scoring table, and finally evaluating the enterprise credit level by integrating the node credit level and the quantized relation strength. By using the enterprise credit assessment method and system based on the map relation network provided by the invention, the enterprise credit assessment can be realized in a multi-dimensional, more comprehensive and more accurate manner, andthe development requirements of contemporary enterprises can be better met.

Description

technical field [0001] The invention relates to the technical field of big data mining and analysis, in particular to an enterprise credit evaluation method and system based on graph relationship network. Background technique [0002] In recent years, Chinese SMEs have been plagued by the problem of "difficult and expensive financing". The credit level of many SMEs cannot meet the credit standards of state-owned banks and commercial banks, making banks unable to lend. Most banks are still using the traditional corporate credit evaluation method, and the corporate credit level standard given by the traditional evaluation method will keep most small and medium-sized enterprises out of the door. Big data mining and analysis methods have changed the way of thinking of traditional enterprise credit evaluation, and using big data to solve the problem of enterprise credit evaluation has become a hot research topic at home and abroad. [0003] At present, there is a lack of an ente...

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Problems solved by technology

[0004] In order to solve the problem that the traditional enterprise credit evaluation method cannot comprehensively and accurately evaluate the credit of contemporary enterprises, this invention proposes an enterprise credit evaluation method and system based on graph relationship network, based on big data mining and analysis technology, through the graph The relationship strength between nodes in the relationship network is used as a dimension to evaluate the credit of the enterprise, and the credit level of the enterprise is comprehensively quantified

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