Risk assessment method and device, storage medium, electronic equipment

A technology of risk assessment and preset time period, which is applied in the field of data processing, can solve problems such as risk assessment of user addresses that do not appear, and achieve the effects of increasing efficiency, reducing risk rate, and improving utilization rate

Active Publication Date: 2021-09-03
JINGDONG TECH HLDG CO LTD
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Problems solved by technology

[0002] Among the existing address-related technologies, most of them are researches on IP addresses and real-life addresses, which mainly include word segmentation, matching research and address coding research on Chinese addresses; further, e-commerce Research on user addresses in the field is also mainly for logistics distribution optimization schemes, and there is no method for evaluating risks based on user addresses

Method used

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  • Risk assessment method and device, storage medium, electronic equipment
  • Risk assessment method and device, storage medium, electronic equipment
  • Risk assessment method and device, storage medium, electronic equipment

Examples

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Embodiment Construction

[0061] Example embodiments will now be described more fully with reference to the accompanying drawings. Example embodiments may, however, be embodied in many forms and should not be construed as limited to the examples set forth herein; rather, these embodiments are provided so that this disclosure will be thorough and complete and will fully convey the concept of example embodiments to those skilled in the art. The described features, structures, or characteristics may be combined in any suitable manner in one or more embodiments. In the following description, numerous specific details are provided in order to give a thorough understanding of embodiments of the present disclosure. However, those skilled in the art will appreciate that the technical solutions of the present disclosure may be practiced without one or more of the specific details being omitted, or other methods, components, devices, steps, etc. may be adopted. In other instances, well-known technical solution...

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Abstract

The disclosure relates to a risk assessment method and device based on the stability of user address usage, which belongs to the field of data processing technology. The risk assessment method includes: obtaining the user's historical delivery address and constructing multiple Characteristic indicators: Evaluate the use stability of the user's historical delivery address according to each of the characteristic indicators; perform a risk assessment on the user according to the use stability assessment results of the user's historical delivery address. The method evaluates the risk of the user according to the stability evaluation results of the historical delivery address, which improves the utilization rate of the user's delivery address in the e-commerce, and can also increase the benefit of the enterprise.

Description

technical field [0001] The present disclosure relates to the technical field of data processing, in particular, to a risk assessment method based on user address usage stability, a risk assessment device based on user address usage stability, a computer-readable storage medium, and electronic equipment. Background technique [0002] Among the existing address-related technologies, most of them are researches on IP addresses and real-life addresses, which mainly include word segmentation, matching research and address coding research on Chinese addresses; further, e-commerce The research on user addresses in the field is also mainly for logistics distribution optimization schemes, and there is no method for evaluating risks based on user addresses. [0003] Therefore, it is necessary to provide a new risk assessment method based on user address usage stability. [0004] It should be noted that the information disclosed in the above background section is only for enhancing th...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q10/06G06Q30/06
Inventor 王汝晨程建波张瑞军彭南博
Owner JINGDONG TECH HLDG CO LTD
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