Digital intelligent risk control early warning method and system

A risk control and coefficient technology, applied in the blockchain field, can solve problems such as inaccuracy, single data collection, and inability to avoid risks in time

Pending Publication Date: 2020-06-12
PUHUA YUNCHUANG TECH (BEIJING) CO LTD
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0009] The main purpose of the present invention is to provide a digital intelligent risk control and early warning method, which aims to solve the problem that the existing risk control management system data collection is single and inaccurate, and cannot avoid risks in time

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  • Digital intelligent risk control early warning method and system
  • Digital intelligent risk control early warning method and system
  • Digital intelligent risk control early warning method and system

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Embodiment Construction

[0075] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0076] In the following description, use of suffixes such as 'module', 'part' or 'unit' for denoting elements is only for facilitating description of the present invention and has no specific meaning by itself. Therefore, 'module', 'part' or 'unit' may be used in combination.

[0077] see figure 1 , in order to achieve the above purpose, in one embodiment of the present invention, the digital intelligent risk control and early warning method includes the following steps:

[0078] S1. Obtain multiple dimensional information of the enterprise to be investigated, and divide each of the dimensional information into two types of evaluation information; wherein, the dimensional information is blockchain data, which includes corporate financial dimensional information, corporate team dimensional information , corporate leg...

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Abstract

The invention discloses a digital intelligent risk control early warning method and system, and the method comprises the following steps: obtaining the information of a plurality of dimensions of a to-be-inspected enterprise, and enabling each piece of dimension information to be divided into two types of evaluation information; generating a stability index according to one type, and generating arisk credible factor corresponding to the stability index according to the other type; generating a single risk assessment coefficient according to the stability index, the risk credible factor and apreset weight value; generating a comprehensive risk assessment coefficient according to a preset risk assessment formula and all the single risk assessment coefficients; and outputting a risk early warning prompt and a disposal scheme corresponding to the risk early warning prompt according to the comprehensive risk assessment coefficient and a preset risk assessment comparison table. According to the technical scheme of the invention, the collection and automatic cross validation of the key indexes of the entity enterprise can help the financial institution to find the operation risk of theentity enterprise in time and actively stop the loss, thereby helping the financial institution to carry out asset management better.

Description

technical field [0001] The present invention relates to the technical field of blockchain, in particular to a digital intelligent risk control and early warning method and system. Background technique [0002] Blockchain technology uses block chain data structure to verify and store data, uses distributed node consensus algorithm to generate and update data, uses cryptography to ensure the security of data transmission and access, and utilizes intelligence composed of automated script codes. A new distributed infrastructure and computing paradigm that uses contracts to program and manipulate data. To put it simply, in the blockchain system, every time a period of time, the transaction data generated by each participant will be packaged into a data block, and the data blocks are arranged in chronological order to form a chain of data blocks. The subject has the same data chain and cannot be tampered with unilaterally. Any modification of information can only be carried out w...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06G06Q40/02G06F21/64
CPCG06Q10/0635G06Q10/06393G06F21/64G06Q40/03
Inventor 翟红鹰
Owner PUHUA YUNCHUANG TECH (BEIJING) CO LTD
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