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A multi-account risk prevention and control method, system and equipment

A multi-account, risky technology, applied in the computer field, can solve problems such as rising rejection rate, user interruption, promotion, etc., to achieve the effect of improving accuracy and reducing interruption rate

Active Publication Date: 2022-06-21
ALIPAY (HANGZHOU) INFORMATION TECH CO LTD
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  • Summary
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  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

International business is often more complicated. Based on the complexity of international business and historical reasons, international business is usually based on the user's account. If a natural person has multiple accounts, this is undoubtedly a problem for risk control to identify users and user behavior. Catastrophic impact, which directly affects the credible model of risk control, risk identification and risk decision-making, which will lead to an increase in user interruption, and even an increase in the rejection rate, resulting in a decline in the payment success rate and transaction success rate

Method used

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  • A multi-account risk prevention and control method, system and equipment
  • A multi-account risk prevention and control method, system and equipment
  • A multi-account risk prevention and control method, system and equipment

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Embodiment Construction

[0020] In order to make those skilled in the art better understand the technical solutions in this specification, the technical solutions in the embodiments of this specification will be clearly and completely described below with reference to the accompanying drawings in the embodiments of this specification. Obviously, the described The embodiments are only some of the embodiments of the present specification, but not all of the embodiments. Based on the embodiments in this specification, all other embodiments obtained by those of ordinary skill in the art without creative efforts shall fall within the protection scope of this specification.

[0021] Although more and more businesses have achieved internationalization, international business is more complex and has a strong regionality. International business is usually carried out in sub-regions, and different regions have different business domain systems, such as: the United States has the United States The business domai...

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Abstract

This manual provides a multi-account risk prevention and control method, system and equipment. By setting a risk control account identifier for each user, the risk prevention and control data of each user is associated with the risk control account identifier. In risk prevention and control, first obtain the account ID of the account to be prevented and controlled, and then obtain the corresponding user's risk control account ID based on the account ID, and perform risk prevention and control on multiple accounts under the user's name based on the risk control account ID. The risk control account identification can accumulate a user's risk prevention and control data, realize the unification of multiple accounts, and ensure the continuity of user behavior data, transaction data, asset usage record data, and equipment data accumulated based on the account identification.

Description

technical field [0001] This specification belongs to the field of computer technology, and in particular relates to a multi-account risk prevention and control method, system and device. Background technique [0002] With the development of globalization, global business is also constantly developing and progressing. International business is often complicated. Due to the complexity of international business and historical reasons, international business is usually conducted based on the user's account. If a natural person has multiple accounts, this will undoubtedly be an important factor for risk control to identify users and user behavior. The catastrophic impact directly affects the trusted model of risk control, risk identification and risk decision-making, which will lead to an increase in user interruptions, and even an increase in the rejection rate, resulting in a decrease in the payment success rate and transaction success rate. SUMMARY OF THE INVENTION [0003]...

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/40G06Q10/06
CPCG06Q20/4016G06Q30/0185
Inventor 向利
Owner ALIPAY (HANGZHOU) INFORMATION TECH CO LTD