Medical insurance claim settlement processing method, device and system based on block chain and storage medium

Abstract

The invention relates to a medical insurance claim settlement processing method, device and system based on a block chain and a storage medium. The method comprises the following steps: receiving a first claim settlement verification request containing a first object identifier, wherein the first object identifier is used for identifying the first claim settlement object; obtaining a first insurance electronic contract corresponding to the first object identifier from a target blockchain account book; wherein the target blockchain account book is a blockchain account book shared with the insurance institution node; performing claim settlement verification on the first claim settlement object according to the first insurance electronic contract; and when the claim settlement verification ispassed, sending a first claim settlement request to the insurance institution node, so that the insurance institution node allocates a corresponding claim settlement fund according to the first claimsettlement request. According to the scheme, the medical institution node can automatically complete the treatment of the claim settlement object, thereby effectively reducing the verification time of the medical insurance, and improving the claim settlement efficiency of the medical insurance.

Description

technical field [0001] The present application relates to the technical field of blockchain, in particular to a blockchain-based medical insurance claim processing method, device, system and storage medium. Background technique [0002] With the enhancement of people's insurance awareness, more and more people choose to purchase medical insurance and other insurance for themselves or their family members. The traditional medical insurance insurance claim settlement process is: the policyholder purchases medical insurance, and when a disease occurs and goes to a medical institution for treatment, the policyholder first pays the medical expenses to the medical institution and obtains documents such as expense invoices from the medical institution, and then the policyholder takes these documents Go to the insurance company to settle the claim and get the compensation. [0003] From the perspective of the traditional medical insurance claim settlement process, the process is to...

AI Technical Summary

Problems solved by technology

[0003] From the perspective of the traditional medical insurance claim settlement process, the process is too cumbersome, and there are too many documents to be provided. Often, the documents provided by the medical institution do not match the documents required by the insurance company, and the claimant needs to apply to the medical institution for documents again.

In addition, after the insurance company has passed the review, the claim payment is also relatively slow, which makes the medical reimbursement cycle take a long time

All of these lead to low efficiency of medical insurance claims

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