Digital token system capable of realizing real-time transaction

Abstract

The invention discloses a digital token system capable of real-time transaction, and the system comprises: an interface device which is used for connecting a user of the digital token system with thedigital token system; a database device which is used for storing and maintaining records and other information used by the digital token system; a transaction management device which is connected tothe interface device and the database device, and is used for managing accounts of network users and all network transactions; a deposit bank device which is connected to a fund computing device on the transaction management device, is used for managing network information related to the imaginary currency, and plays a role in trusteeship of the easy-to-flow asset negotiable securities; an investment management device which is connected to the transaction management device and the deposit bank device, and is used for managing the measurement of imaginary currency and guiding investment judgment; and a loan calculation device which is connected to the transaction management device, and is used for managing all loan and borrowing activities on the digital currency exchange transaction network.

Description

Technical field [0001] The invention relates to a digital token trading network. More precisely, the present invention relates to substitutes for asset transactions such as stocks, bonds, financial derivatives, real estate, etc. It allows trading network users to conduct digital token transactions on the 24-hour international network that has a virtual bank for near real-time online transactions. . Digital tokens are produced in this way: stocks, bonds, financial derivatives, real estate and other assets are collected and divided into shares, and these assets are frequently evaluated and dividends are paid to keep the value of digital token shares consistent with RMB. Background technique [0002] Current cash transaction methods include cash transfers using bills or money orders. The note holder must present the note to the other person or financial institution making the payment. In the case of cheques, the bank will verify that the funds are sufficient, then pay the holder ...

AI Technical Summary

Problems solved by technology

However, the current system does not have the means by which potential lenders and potential borrowers can obtain real-time transaction-based information about credit ratings, etc., prior to the transaction

[0004] In the current system, since the cash or currency is liquidated during the transaction, the cash or currency assets cannot continuously pay interest throughout the transaction