Mobile phone insurance claim settlement method applied to intelligent detection terminal

Abstract

The invention provides a mobile phone insurance claim settlement method applied to a mobile phone detection terminal. The mobile phone insurance claim settlement method comprises the following steps of underwriting: checking whether a mobile phone applying for claim settlement purchases insurance on the terminal or not and checking the instant state of an insurance policy; checking and identification detection: checking whether a mobile phone screen is replaced or not, identifying whether the mobile phone is unpacked or not in the claim settlement process, and detecting whether liquid crystalleaks or not and whether the screen is broken or not; claim settlement: confirming related information and data of the mobile phone and the insurance applicant to be submitted to an insurance companyto apply for claim settlement, and calling express delivery repair; and sending back: sending back the maintained mobile phone to a client to complete claim settlement and update the mobile phone order state. According to the method, the labor cost of an insurance company is greatly saved, the time of a user is saved, the problem that mobile phone claim settlement insurance is difficult to underwrite is avoided, the loophole of deceiving fees during mobile phone insurance is blocked, the mood risk is prevented, convenient experience and affordable mobile phone broken screen insurance right protection are brought to the user, and the method has wide market significance and values.

Description

technical field [0001] The invention relates to a mobile phone insurance claim settlement method applied on an intelligent detection terminal, and belongs to the technical field of mobile phone intelligent insurance claim settlement. Background technique [0002] The mobile phone insurance claim is for the mobile phone screen. After purchasing the broken screen insurance, the screen of the customer’s mobile phone is accidentally dropped or broken during the insurance period. It is necessary to verify the relevant information of mobile phone insurance. At present, manual underwriting is not only complicated, but also difficult to determine that the mobile phone that the customer claims is the mobile phone that was insured at that time, because the user can take pictures with the same model of broken screen mobile phone to get another one of the same model. The claim payment for a mobile phone with a good screen achieves the purpose of defrauding the claim payment. The insurer...

AI Technical Summary

Problems solved by technology

[0003] The purpose of the present invention is to provide a mobile phone insurance that is applied to an intelligent detection terminal to verify whether the mobile phone can be settled in an intelligent way, so as to solve the problems of difficult compensation verification, fraudulent claims, and complicated procedures when the mobile phone is out of danger. Claim method

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