Resource allocation method and device and electronic equipment

A resource allocation and risk scoring technology, applied in the field of computer information processing, can solve problems such as score card surface and limitations

Pending Publication Date: 2020-12-01
北京淇瑀信息科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
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AI Technical Summary

Problems solved by technology

However, the above scorecards are one-sided and limited to a certain range

Method used

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  • Resource allocation method and device and electronic equipment
  • Resource allocation method and device and electronic equipment
  • Resource allocation method and device and electronic equipment

Examples

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Embodiment Construction

[0040] Example embodiments will now be described more fully with reference to the accompanying drawings. Example embodiments may, however, be embodied in many forms and should not be construed as limited to the embodiments set forth herein; rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the concept of example embodiments to those skilled in the art. The same reference numerals denote the same or similar parts in the drawings, and thus their repeated descriptions will be omitted.

[0041] Furthermore, the described features, structures, or characteristics may be combined in any suitable manner in one or more embodiments. In the following description, numerous specific details are provided in order to give a thorough understanding of embodiments of the present disclosure. However, those skilled in the art will appreciate that the technical solutions of the present disclosure may be practiced without one or mo...

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Abstract

The invention relates to a resource allocation method and device, electronic equipment and a computer readable medium. The method comprises the steps of obtaining user information of a user accordingto a comprehensive risk score calculation request; calculating at least one risk score of the user in at least one state of at least one service based on the basic information, the service informationand the state information corresponding to the service information; performing segmentation mapping on the at least one risk score of the user to generate at least one mapping value, and determininga weight for the at least one mapping value; determining a comprehensive risk score of the user based on the at least one mapping value and the corresponding weight; and performing resource allocationfor the user based on the comprehensive risk score. According to the method, the comprehensive risk score of the user can be comprehensively calculated in real time in a multi-dimensional manner, resource allocation is carried out based on the comprehensive risk score, the enterprise resource safety is maintained, and the enterprise safety risk is reduced.

Description

technical field [0001] The present disclosure relates to the field of computer information processing, and in particular, to a resource allocation method, device, electronic equipment, and computer-readable medium. Background technique [0002] With the development of the economy, in order to meet the needs of their own development, individual users or corporate users often carry out resource lending activities by financial service institutions. For financial service institutions, users' resource lending activities are likely to bring financial service companies risk. Before the repayment period expires, major adverse changes in the borrower's financial and business conditions are likely to affect its ability to perform, resulting in risks such as bad debts and bad debts. Real-time risk assessment. [0003] The financial risks of users are divided into multiple aspects. Some financial service companies monitor the changes in the personal characteristics of users in real ti...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06G06Q40/02
CPCG06Q10/06393G06Q10/0635G06Q10/06312G06Q40/03
Inventor 张潮华高明宇王鹏郑彦
Owner 北京淇瑀信息科技有限公司
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