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Intelligent payment card suitable for digital currency storage management and management system

A digital currency and smart payment technology, applied in the field of smart payment cards, can solve the problems of poor fund security and reliability, inability to apply digital currency storage, inability to conduct digital currency transactions, etc., to improve security and reliability, prevent money laundering or other criminal activities , is conducive to the effect of supervision

Pending Publication Date: 2021-06-29
SHENZHEN ZUDIAN INTELLIGENT TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] To sum up, the purpose of the present invention is to solve the technical problems of the existing UnionPay payment card, which cannot store transaction records, has poor security and reliability of funds, cannot be applied to digital currency storage, and cannot perform digital currency transactions. Smart payment card and management system for currency storage management

Method used

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  • Intelligent payment card suitable for digital currency storage management and management system
  • Intelligent payment card suitable for digital currency storage management and management system
  • Intelligent payment card suitable for digital currency storage management and management system

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Embodiment Construction

[0017] The structure of the present invention will be further described below in conjunction with the accompanying drawings and preferred specific embodiments of the present invention.

[0018] refer to Figure 1 to Figure 3 As shown in , the present invention discloses a smart payment card suitable for digital currency storage and management, which includes a card base 1, a smart card electronic label is arranged in the card base 1, and a fingerprint collection module is also arranged in the card base 3. Anti-tampering memory chip, communication main control module, LCD display unit 2 and power supply unit.

[0019] The smart card electronic label has the basic function of preparing the traditional UnionPay payment card, that is, it is used to establish a near-field communication connection with the card reader device, and after providing the payment card identity information to the card reader device, it can perform traditional UnionPay payment or withdraw money from the dev...

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PUM

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Abstract

The invention discloses an intelligent payment card suitable for digital currency storage management and a management system, and relates to the technical field of intelligent payment cards suitable for digital currency storage management. The technical defects that an existing UnionPay payment card cannot store transaction records, is poor in fund safety and reliability, cannot be suitable for digital currency storage, cannot carry out digital currency transaction and the like are overcome. A fingerprint acquisition module, a tamper-proof storage chip, a communication master control module, an LCD unit and a power supply unit are further arranged in a card base body. An intelligent card electronic tag is used for establishing a digital currency transfer communication bridge between the communication master control module and card reading equipment; the tamper-proof storage chip is used for digital currency storage and digital currency transfer record storage; and the communication master control module is used for controlling the tamper-proof storage chip to open the digital currency transfer permission after the fingerprint information acquired by the fingerprint acquisition module is consistent with preset user fingerprint information, and meanwhile, establishing communication connection with a cloud server and synchronizing a digital currency transfer record to the cloud server. Safety and reliability of user funds are improved; and digital currency transaction traceability management and digital currency transaction supervision are facilitated.

Description

technical field [0001] The invention relates to the technical field of smart payment cards for digital currency storage and management. Background technique [0002] The existing UnionPay payment card generally simply provides an identification code to the card reading device, and the card reading device confirms the identity of the card operator through the password. If the password is correct, the operator is considered to be the legal holder of the smart card. , the security is poor, and after the password is leaked, it is easy to be stolen. The main technical deficiency is that the user cannot monitor the funds deposited in the bank; after the user deposits the funds in the bank, the UnionPay payment card held by the user does not store any transaction records, and the transaction records are only stored in the banking system. Storage management, what the bank provides to the user is only a virtual fund number. Once the bank staff operates in violation of regulations or...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/34G06Q20/40
CPCG06Q20/341G06Q20/40145
Inventor 陈明星
Owner SHENZHEN ZUDIAN INTELLIGENT TECH CO LTD
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