Small and micro financial risk control system based on big data and artificial intelligence

An artificial intelligence and big data technology, applied in the financial field, can solve the problems of low accuracy of results, unreasonable subjectivity of risk control rules, waste of large human resources, etc. Effect

Inactive Publication Date: 2021-10-26
王湛
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] Aiming at the deficiencies of the existing technology, the present invention provides a small and micro financial risk control system based on big data and artificial intelligence, which solves the possible existence of subjectivity and uncertainty in the setting of risk control rules in the existing risk control methods. Rationality, a lot of human resources will be wasted in the risk control management, and the result of the risk control is only a simple comparison of the existing data with the past data, which has not been checked by the formula, and the accuracy of the result is low.

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  • Small and micro financial risk control system based on big data and artificial intelligence
  • Small and micro financial risk control system based on big data and artificial intelligence

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Embodiment Construction

[0024] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0025] see Figure 1-2 , a small and micro financial risk control system based on big data and artificial intelligence, including a data collection unit, a data analysis unit, a risk analysis unit, a processor and a communication unit, and a cloud database, the output of the data collection unit is connected to the The input end of the data analysis unit is electrically connected, the output end of the data analysis unit is electrically connected to the input ...

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Abstract

The invention relates to the technical field of finance, and discloses a small and micro financial risk control system based on big data and artificial intelligence, which comprises a data collection unit, a data analysis unit, a risk analysis unit, a processor, a communication unit and a cloud database. According to the small and micro financial risk control system based on big data and artificial intelligence, risk items are classified in the risk management server through a keyword extraction and comparison method, and the classified risk items are evaluated in the risk evaluation server, so that the risk management and control efficiency can be improved, the risk can be automatically managed and controlled in real time, so occurrence of major risk items is avoided. The information can be quickly analyzed and processed through a real-time calculation engine, and then the obtained data is compared, so that the precedence of the result is improved, the risk control rule can be timely improved and updated, the risk control of the transaction process is more comprehensive, and human resources are saved.

Description

technical field [0001] The invention relates to the field of financial technology, specifically a small and micro financial risk control system based on big data and artificial intelligence. Background technique [0002] Financial risk control refers to risk control, which means that risk managers take various measures and methods to eliminate or reduce the various possibilities of risk events, or reduce the losses caused by risk events. [0003] The traditional risk control method is to pre-set multiple risk control rules, and different risk control rules can be used to control different transaction risks. The transaction data acquired by the system needs to be verified by the risk control rules before entering the background interaction. Only the data that passes the verification of the risk control rules is regarded as normal data, and the data that does not pass the verification of the risk control rules will be directly intercepted, and the corresponding Data sources (...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/00
CPCG06Q40/00
Inventor 王湛
Owner 王湛
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