Financing method and system based on block chain and computer readable storage medium

A blockchain and block technology, applied in the blockchain field, can solve problems such as audit loopholes, complex financing process, and low accuracy, and achieve the effect of improving accuracy

Pending Publication Date: 2021-11-26
TENCENT TECH (SHENZHEN) CO LTD
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  • Abstract
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  • Claims
  • Application Information

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Problems solved by technology

However, manual review is prone to audit loopholes and low accuracy. Moreover, since the financing process is usuall

Method used

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  • Financing method and system based on block chain and computer readable storage medium
  • Financing method and system based on block chain and computer readable storage medium
  • Financing method and system based on block chain and computer readable storage medium

Examples

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Example Embodiment

[0060] An example embodiment will now be described more fully with reference to the accompanying drawings. However, an example embodiment can be implemented in a variety of forms and is not to be construed as being limited to the examples described herein; in contrast, these embodiments provide more comprehensive and intact, and the concept of an example embodiment is fully conveyed A technician to those skilled in the art. The features, structures, or characteristics described may be incorporated in one or more embodiments in any suitable manner. In the following description, there is provided a number of specific details to give a sufficient understanding of the embodiments of the present application. However, those skilled in the art will appreciate that one or more of the present application can be practiced, or one or more of the specific details, or other methods, components, devices, steps, and the like can be employed. In other cases, the well-known technical solutions are...

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Abstract

The invention provides a financing method based on a block chain, a financing system based on the block chain and a computer readable storage medium, and relates to the technical field of block chains. The method comprises the steps that a transaction platform node deploys an intelligent contract used for limiting transaction conditions in a block chain network; the receiver node uploads transaction data used for representing transaction details between the receiver node and the supplier node to the block chain network; the supplier node generates and uploads a financing application according to the transaction data and uploads the financing application to the block chain network; the investor node generates and broadcasts an audit result corresponding to the financing application; the consensus node performs legality verification on the auditing result, and calls an intelligent contract corresponding to the transaction data to respond to the auditing result after the verification succeeds, and consensuses nodes consensus response results of the audit results, packages response results of the financing application into blocks and writes the blocks into a block chain account book. According to the invention, each participant can efficiently and accurately complete the financing process under the restriction of the smart contract.

Description

technical field [0001] This application relates to the technical field of block chains, in particular, to a block chain-based financing method, a block chain-based financing system, and a computer-readable storage medium. Background technique [0002] In the field of financial financing, investors usually receive financing requests from various parties, and each party usually attaches financing application information when sending financing requests for the investor to conduct qualification review. At present, the review method for financing application information is usually manual review. However, manual review is prone to audit loopholes and low accuracy, and because the financing process is usually more complicated, the above-mentioned manual review is more likely to cause the problem of low financing efficiency. [0003] It should be noted that the information disclosed in the above background technology section is only used to enhance the understanding of the backgrou...

Claims

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Application Information

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IPC IPC(8): G06Q40/06G06F21/64G06Q40/04
Inventor 刘攀
Owner TENCENT TECH (SHENZHEN) CO LTD
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