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Data processing method and device and computer readable storage medium

A data processing device and data processing technology, applied in the computer field, can solve the problems of low work efficiency, subjectivity in judgment, long training time, etc., and achieve the effects of reducing labor costs, improving efficiency and accuracy

Pending Publication Date: 2021-11-26
SHANGHAI SENSETIME INTELLIGENT TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the shortcomings of this method are also obvious: high labor costs, long training time, low overall work efficiency in the industry, subjectivity in judgment, and inconsistent judgment standards among underwriters

Method used

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  • Data processing method and device and computer readable storage medium
  • Data processing method and device and computer readable storage medium
  • Data processing method and device and computer readable storage medium

Examples

Experimental program
Comparison scheme
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Embodiment Construction

[0056] The solutions of the embodiments of the present application will be described in detail below with reference to the accompanying drawings.

[0057] In the following description, for purposes of illustration and not limitation, specific details such as specific system structures, interfaces, techniques, etc. are set forth in order to provide a thorough understanding of the present application.

[0058] The term "and / or" in this article is only an association relationship to describe the associated objects, indicating that there can be three kinds of relationships, for example, A and / or B, it can mean that A exists alone, A and B exist at the same time, and A and B exist independently B these three cases. In addition, the character " / " in this document generally indicates that the related objects are an "or" relationship. Also, "multiple" herein means two or more than two. In addition, the term "at least one" herein refers to any combination of any one of the plurality ...

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PUM

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Abstract

The invention discloses a data processing method and device and a computer readable storage medium. The data processing method comprises the steps of obtaining insurance underwriting data of a user and historical insurance data of the user; obtaining a first splicing result of the insurance underwriting data and the historical insurance data; acquiring low-order information of the insurance underwriting data based on the first splicing result; obtaining high-order information of the insurance underwriting data based on the historical insurance data; and determining an underwriting result of the insurance based on the low-order information and the high-order information. According to the scheme, the algorithm model is adopted to replace manual auditing, the labor cost can be reduced, and the underwriting efficiency and accuracy are improved.

Description

technical field [0001] The present application relates to the field of computers, and in particular, to a data processing method, an apparatus, and a computer-readable storage medium. Background technique [0002] Underwriting is a crucial link in the entire insurance process, and it is a concrete manifestation of the advance of risk control. Underwriting is a very serious application scenario. If there is a slight error, you will be caught in a dilemma: 1. If the risk control is too loose, the insurance company will suffer losses when facing malicious consumers; 2. If the risk control is too loose Strict, then some normal consumers will not get the services they deserve because of being misjudged. [0003] Existing underwriting is done manually by underwriters. After receiving the information of the applicant and the insured, the underwriter will complete the underwriting judgment based on business knowledge and a little personal subjective factors. A seasoned underwrite...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G06N3/04G06N3/08
CPCG06Q40/08G06N3/08G06N3/045
Inventor 周朋飞张捷
Owner SHANGHAI SENSETIME INTELLIGENT TECH CO LTD
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