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New and old system switching method and system applied to Internet payment, and storage medium

A payment system and system switching technology, applied in the field of Internet payment, can solve the problems of bank interruption and loss, and achieve the effect of improving reliability

Pending Publication Date: 2022-04-29
重庆富民银行股份有限公司
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

If the new payment system cannot support online business, it will cause the bank to suspend business for a long time and cause heavy losses

Method used

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  • New and old system switching method and system applied to Internet payment, and storage medium
  • New and old system switching method and system applied to Internet payment, and storage medium

Examples

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Embodiment

[0040] A new and old system switching system applied to Internet payment, basically as figure 1 , figure 2 Shown: includes a financial gateway subsystem, the financial gateway subsystem is respectively connected to the new payment system, the old payment system and the payment front-end system, and the old payment system is also connected to the payment front-end system. Among them, the old payment system and the pre-payment system belong to the existing system design, and this solution does not involve the improvement of its structure and function, so the old payment system and the pre-payment system will not be described in detail in this embodiment. However, the financial gateway subsystem of this embodiment only exchanges data with the new payment system. For example, the incoming account business data of the payment front-end system is sent to the new payment system through the financial gateway subsystem. After the new payment system processes, the feedback The financi...

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Abstract

The invention relates to the technical field of Internet payment, in particular to a new and old system switching method and system applied to Internet payment and a storage medium, and the method comprises the following steps: setting a financial gateway subsystem, and enabling the financial gateway subsystem to be connected with a new payment system, an old payment system and a payment front-end system, connecting the old payment system with a payment front-end system; a receiving step: enabling the financial gateway subsystem to receive incoming account service data from the payment front-end system; a storage step: acquiring flow strategy configuration data and storing the data in a financial gateway subsystem; and a processing step: selecting corresponding consumption strategy information from the flow strategy configuration data according to the payment type information of the transaction, and setting flow distribution strategy information to process incoming account business data. According to the invention, the new payment system and the old payment system in the bank industry can be transitionally upgraded stably, the traffic of the new payment system and the old payment system can be switched without perception of customers, the risk is reduced, and the customer experience is improved.

Description

technical field [0001] The invention relates to the technical field of Internet payment, in particular to a method, system and storage medium for switching between old and new systems applied to Internet payment. Background technique [0002] With the rapid development of the Internet, innovations around the Internet are emerging in various industries. These innovations have greatly enriched people's lives and provided people with great convenience. With the continuous enrichment of online business scenarios on the Internet, the traditional banking industry is facing new challenges. Technology giants monopolize online business. Under the ebb and flow, the offline business of banks continues to decline, and the multi-branch operation model brings huge operating costs and other problems. The digital transformation of banks is imperative. [0003] The goal of the bank's digital transformation must be to extend the bank's services to various business scenarios on the Internet. ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/06G06Q20/10G06Q20/32G06Q20/38
CPCG06Q20/065G06Q20/102G06Q20/325G06Q20/382
Inventor 李德华李勇安玉兵
Owner 重庆富民银行股份有限公司
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