System and methods for transaction processing

A transaction and transaction data technology, applied in data processing applications, electronic digital data processing, special data processing applications, etc., can solve problems such as hindering the effective processing of account information

Inactive Publication Date: 2007-04-11
FIRST DATA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0015] Thus, as can be seen from the above examples, current processing systems in the service industry are generally structured in a static and inflexible manner, thus effectively preventing the efficient processing of account information

Method used

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  • System and methods for transaction processing
  • System and methods for transaction processing

Examples

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Embodiment Construction

[0047] Referring to FIG. 1A, there is shown a data structure implementing an embodiment of the present invention. That is, in FIG. 1A, the data structure shown is divided into eight different subject areas, and the relationships between the subject areas and the association of results between them are shown. For example, FIG. 1A shows the following subject areas in system 100 : Party 101 , Account 102 , Presentation 103 , Communication Point 104 , Transaction 105 , Balance 106 , Product 107 and Rules 108 . In addition, different associations between subject areas are shown. For example, a party-communication point association 130 is displayed between the party 101 and the communication point 104 . Similarly, the account-participant role association is shown between the participant 101 and the account 102 . Furthermore, a presentation means-account-participant role 122 relationship is displayed between the presentation means 103 and the account-participant role association 12...

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Abstract

According to one embodiment of the invention, an architecture is provided for a data processing system that processes data for a service provider itself or a client of a service provider as in the case of a third party processor. The elements of the architecture can be managed separately. For example, the architecture can be organized around eight subject areas, such as account, party, communication point, presentation instrument, rules, balances, transactions, and product. Relationships between each of the subject areas as well as between sub-types of each subject area can be established to provide flexibility in the management of the data.

Description

[0001] Cross References to Related Applications [0002] This application claims the benefit under 35 USC § 119(e) of U.S. Patent Application No. 60 / 547,651, entitled "System and Method for Transaction Processing," filed February 24, 2004, and filed May 3, 2004 US Patent Application No. 60 / 567,891 entitled "System and Method for Transaction Processing" under 35 USC § 119(e). This application is also a continuation-in-part of U.S. Patent Application No. 10 / 972,151, filed October 22, 2004, entitled "System for Transaction Processing"; and entitled "System for Maintaining Account Data," filed October 22, 2004 Continuation-in-part of U.S. Patent Application No. 10 / 972,152; and a continuation-in-part of U.S. Patent Application No. 10 / 972,149, entitled "System for Maintaining Transactional Data," filed October 22, 2004; and October 2004 Continuation-in-part of U.S. Patent Application No. 10 / 972,109, filed on 22nd, entitled "System for Maintaining Product Data"...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q50/00G06F19/00
Inventor 迈克尔·B·格雷尔格雷琴·唐伦特里萨·M·哈林顿理查德·T·贝尔托马斯·M·米勒金伯利·希金斯－莫曼玛格丽特·亨利帕特丽夏·L·梅兰松
Owner FIRST DATA
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