Electronic micro-payment method possessing fairness

Abstract

An electric micro paying method having fairness includes building a host hashing chain and a slave hashing chain having the same length can corresponding to and bound with each other by a user aiming at each shopper by using a strongly anti-impact one-way hashing function and two different random numbers, thereby forming an electric coin chain in which a pair of correspondent host and slave hashing values is used as one electric coin; and in trade, paying the salve half hashing value of the electric coin from a user to a shopper to order goods selected by the user, and paying the host half hashing value of the electric coin from the user to the shopper after the goods is received by the user. Paying amount between an accounting center and the user for the goods adopts the slave half hashing value of the electric coin received by the shopper, and paying amount between the accounting center and the shopper for the goods adopts the host half hashing value of the electric coin received by the shopper. The method can ensure fairness of payment and can pay different cost for goods and services based on sales prices, i.e. the invention has no limit on electric coins number in one trade of a user.

Description

technical field [0001] The invention relates to a method for realizing micropayment in e-commerce transactions, to be precise, relates to a fair electronic micropayment method, and belongs to the technical field of information security in e-commerce. Background technique [0002] With the development of online e-commerce transactions, electronic payment has become a very important technical link. Among the many types of electronic transactions on the Internet, one type of transaction is characterized by: the amount of each transaction is very small, but the number of transactions is large and the frequency is high. Such as browsing a section of paid news online, downloading a song, and so on. Such online electronic transactions are usually referred to as micro-payment electronic transactions. For micropayment electronic transactions, it will be very inconvenient if bank cards are used to pay related fees. For this reason, people have designed many ways of electronic micro...

AI Technical Summary

Problems solved by technology

However, there are new flaws in the split PayWod chain scheme: customers can only consume one electronic currency per transaction, otherwise the fairness of payment cannot be guaranteed

Moreover, this defect has greatly affected the convenience and flexibility of customers' online micropayment electronic transactions; because the electronic transaction amounts of online micropayments are mostly different and have a considerable range of variation, if each transaction can only spend An electronic currency cannot meet the requirements of actual transactions at all. This defect has become a bottleneck restricting the development of online electronic transactions.

Images