Control system for establishing and using user account by user terminal and method thereof

Abstract

The invention provides a control method for confirming user account information by a user terminal, wherein, the method comprises the steps as follows: a. user account indication information is confirmed according to user information; and b. the indication information is sent to the user terminal. The indication information can be identification information associated with the user account, and the step a. comprises the step of confirming the identification information according to the user information and also comprises the step of setting the associated relation of the identification information and the user account. The invention also provides a control system for confirming the user account information by the user terminal, an auxiliary control method for disposing the user account by the user terminal, an auxiliary control system for using the user account by the user terminal and a control apparatus used for confirming the user account information in an assisting way and / or carrying out auxiliary disposal towards the user account in the user terminal. The invention can confirm the user account and dispose the user account in an assisting way by the user terminal, and has flexible form and enough safety.

Description

technical field [0001] The invention relates to a user account management system, in particular to a control system and a corresponding control method for creating a user account through a user terminal and issuing the user account to the user. Background technique [0002] At present, user account management processes such as user request to determine user account information, such as opening a new user account, are mainly based on the user's written application, such as the bank reviewing the user's written application and opening a new user account accordingly, or the user Open a user account maintained by the institution through an online application by logging into the website of the institution. After the application is approved, the bank or other institutions will issue to the user a medium carrying the user's account information, such as a bank card or passbook. This method is not flexible enough and inefficient. For example, it takes more than 15 days for a bank to...

AI Technical Summary

Problems solved by technology

This method is not flexible enough and inefficient. For example, it takes more than 15 days for a bank to review a user application and issue a bank card, and other media such as membership cards issued by other institutions also need a certain production cycle.

At the same time, such a method usually requires a medium to prove the user account, such as a membership card or a bank card, when using these user accounts, which also causes some inconvenience to the user, for example, at least the user must carry the medium, and more importantly The most important thing is that once the medium is lost, it is easy to cause user losses, because the account corresponding to the medium may not need any verification means, or only need to verify passwords and other simple verification methods.

Images