Risk regulation/model establishing and optimizing system and method based on network on-line service

A technology for model building and optimization methods, applied in business, data processing applications, instruments, etc., can solve problems such as high cost, imperfection, risk rules/model optimization methods occupying resources, etc., to achieve complete testing, accurate optimization, and manpower saving and time cost effect

Inactive Publication Date: 2009-08-12
ALIBABA GRP HLDG LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0020] This application provides a risk rule/model establishment and optimization system based on online business to solve the shortcomings of the existing risk rule/model optimization methods that occupy resources, are imperfect, and cost a lot
[00

Method used

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  • Risk regulation/model establishing and optimizing system and method based on network on-line service
  • Risk regulation/model establishing and optimizing system and method based on network on-line service
  • Risk regulation/model establishing and optimizing system and method based on network on-line service

Examples

Experimental program
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Embodiment Construction

[0046] The main idea of ​​this application is to write the business data in the network online business into a risk rule experiment unit in a sampling manner, and combine the case data found by the risk control unit to conduct training in the risk rule experiment unit, so as to obtain and The purpose of testing the risk identification ability of risk rules / models and optimizing and adjusting risk rules / models through training in the risk rule experiment unit. Wherein, the risk rules / models mentioned in this application refer to risk rules or risk models.

[0047] The present application will be described in detail below in conjunction with the accompanying drawings.

[0048] See Figure 8 , which is an architecture diagram of an online business-based risk rule / model establishment and optimization system applied to network business in an embodiment of the present application. When users conduct online transactions, they often complete them through the online business platform...

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Abstract

The invention provides a network online business-based system and a network online business-based method for risk rule/model establishment and optimization. The network online business-based system for risk rule/model establishment and optimization comprises a risk control unit and a risk rule experimental unit. The risk control unit is used for monitoring business data in an online transaction business according to a risk rule/model to filter out risk data in the business data and to process the risk data. The risk rule experimental unit is connected with the risk control unit and is used to provide a simulated actual transaction environment for testing the risk identification capacity of the risk rule/model and optimizing and revising the risk rule/model. When optimizing the risk rule/model, the system and the method have the advantages of automatic operation, no occupation of online resources and no cost of human labor and time.

Description

technical field [0001] The invention relates to network monitoring technology, in particular to a risk rule / model establishment and optimization system and method based on network online business that can act autonomously and does not occupy online system resources. Background technique [0002] With the rapid development of the Internet, various forms of online businesses continue to emerge, such as online banking, online payment, online shopping and other Internet-based online service businesses. People have accepted and become more and more accustomed to conducting various business activities on the Internet. [0003] Since the Internet is an open network, anyone anywhere in the world can easily connect to the Internet. While the Internet provides convenience to human life, it also brings risks. Especially in recent years, with the rapid development of e-commerce, network financial crimes and online frauds have emerged continuously, which have also become the focus of a...

Claims

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Application Information

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IPC IPC(8): G06Q30/00
Inventor 王凯欧吉良周雅明
Owner ALIBABA GRP HLDG LTD
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