Intelligent public telephone system based method capable of realizing IC card electronic payment

An intelligent public telephone and electronic payment technology, applied in the payment system structure, the activation of coded identification cards or credit cards, cash registers, etc. and promotion, the number of laying terminals and the number of cards issued, etc., to achieve the effect of reducing personnel training requirements, low terminal costs and renovation costs, and convenient promotion

Inactive Publication Date: 2009-11-04
SHANDONG SYNTHESIS ELECTRONICS TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, in the process of carrying out the "one-card" small-amount consumer payment business in various places, we encountered a contradiction between the number of terminals installed and the number of cards issued.
The traditional UnionPay POS system is expensive to install and has strict requirements on the qualifications of merchants, resulting in fewer outlets. People do

Method used

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  • Intelligent public telephone system based method capable of realizing IC card electronic payment
  • Intelligent public telephone system based method capable of realizing IC card electronic payment
  • Intelligent public telephone system based method capable of realizing IC card electronic payment

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0051] 1) Turn on the power of the device and wait for the device to enter the working state;

[0052] 2) Waiting for the payment card to be placed in the card reading area of ​​the electronic payment terminal;

[0053] 3) Put the payment card in the card reading area of ​​the electronic payment terminal;

[0054] 4) The electronic payment terminal verifies whether it is a payment card, if it goes to the next step, it does not go to step 2;

[0055] 5) The electronic payment terminal verifies whether it is a blacklist card, if it goes to the next step, it does not skip the next step;

[0056] 6) Prompt the user is a blacklist card, go to step 2;

[0057] 7) Card recovery operation;

[0058] 8) The electronic payment terminal reads the card balance and displays it on the screen;

[0059] 9) Enter the consumption amount and confirm;

[0060] 10) The electronic payment terminal compares whether the consumption amount is less than the balance, if it goes to the next step, it ...

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Abstract

The invention provides an intelligent public telephone system based method capable of realizing IC card electronic payment. The method organically integrates the intelligent public telephone technique and the non-contact type IC card electronic payment technique, adds an electronic payment management system onto an intelligent public telephone platform, and integrates and completes the originally terminal-born sorting management, inquiry and settling of transaction records such as payment, consumption, and the like in the system, thereby reducing the hardware requirement on the terminal devices, and greatly reducing the terminal cost. The method realizes the ciphered transmission of data through the one-time-pad encryption technique of the intelligent public telephone system, thereby meeting the practical requirements on the terminal cost and data security in the construction and generalization of electronic payment such as 'city universal card'.

Description

technical field [0001] The invention relates to an electronic payment method in the financial field, in particular to a device and system for realizing non-contact IC card electronic payment by using an intelligent public telephone platform. Background technique [0002] Smart public phones refer to public phones that use intelligent network systems or intelligent platforms to achieve business continuity. They are approved to be installed in urban streets, public places, residential areas, rural towns, and along roads for users to use. And in accordance with the standards stipulated by the state to charge the telephone communication fee. It has become a mature and stable technology. [0003] "City Card" as a convenient and fast small non-cash payment method has been more and more welcomed by the competent authorities at all levels and the people. Now it is being vigorously promoted in major cities across the country. At present, it is widely used in the field of public tran...

Claims

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Application Information

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IPC IPC(8): G06Q20/00G07G1/14G07F7/08
Inventor 孙祯祥郭延海刘公亮陈德展王春晓胡素贤巩利民王壮志
Owner SHANDONG SYNTHESIS ELECTRONICS TECH
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