Optimization method of financial assessment financing package

Abstract

The invention relates to an optimization method of a financial assessment financing package, which specifically comprises the following steps: representing the key data in an involved statement by using a target function, and according to the non-reverse steps, computing the related data through a key expression; or judging by using a key judgment principle to determine a target function value; optimizing the data of the target function; and substituting the optimized target function value into an investment plan and financing table to finally finish the computation of the investment plane and financing table. Therefore, the optimized target function value can be substituted into the investment plan and financing table to finish the computation of the investment plane and financing table. The optimization method of the financial assessment financing package can be particularly applied in the bank loan project assessment software and the construction project economic assessment software, so that not only can an optimal financing scheme be obtained, but also the generality and the usability of the financial assessment software can be completely realized.

Description

technical field [0001] The invention relates to an evaluation financing method, in particular to a financial evaluation financing scheme optimization method. Background technique [0002] Financing plan optimization has always been a difficult point in project financial evaluation. On the one hand, it affects the risk control of bank loans, and also affects the efficiency of project financial evaluation. [0003] In the global financial turmoil that began in 2008, the China Banking Regulatory Commission has further strengthened the supervision of banks, requiring banks to classify loans every quarter, timely discover non-performing loans and control them, and reducing the non-performing loan ratio has become an important factor to ensure the safe operation of financial enterprises. and the focus of government regulatory authorities to prevent financial risks. It has been found that the root cause of many non-performing loans is that the project financing plan is flawed, tha...

AI Technical Summary

Problems solved by technology

It has been found that the root cause of many non-performing loans is that the project financing plan is flawed, that is, in the evaluation of loan projects or the economic evaluation of construction projects, the financing plan arranged is unreasonable, or there is a lack of demonstration of the capital contribution ability, resulting in insufficient project capital

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