Payment method and payment system based on correlated specific information and terminal number

A specific information and terminal number technology, applied in the Internet field, can solve problems such as complicated registration process, difficulty in charging Internet services, unfavorable Internet business development, etc., and achieve the effect of promoting healthy development and simplifying the payment process

Inactive Publication Date: 2012-07-25
BROADDEEP BEIJING NETWORK TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0009] The inventor found in the process of realizing the present invention that: the above-mentioned payment technology requires the user to provide bank card information when registering an account, which causes the user's registration process to be complicated, and the user usually does not pay based on considerations such as safety or trouble. Go to register; the above-mentioned payment technology 2 requires the user to input user name and password and other information during the payment process, which complicates the user's payment process; the above-mentioned payment technology 3 requires the user to provide a mobile terminal number, and payment is required during the payment process. The process of password input and tran

Method used

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  • Payment method and payment system based on correlated specific information and terminal number
  • Payment method and payment system based on correlated specific information and terminal number
  • Payment method and payment system based on correlated specific information and terminal number

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0038] Embodiment 1. A payment method based on the association of specific information with a terminal number. The flow chart of the payment method is attached figure 1 shown.

[0039] exist figure 1 , S100. Provide specific information representing the payment information of the commodity purchased by the user in the Internet service.

[0040] Specifically, the specific information in the present invention is specially set for the commodities purchased by users in Internet services. According to the request of the service provider platform of the Internet business, the present invention can provide specific information representing the payment information of the commodity purchased by the user in the Internet business, that is, the specific information can be selected for the user on the service provider platform of the Internet business. When specific information is requested for purchased commodities, it is generated according to the request message sent by the service p...

Embodiment 2

[0062] Embodiment 2: A payment system based on specific information associated with a terminal number. The payment system is attached figure 2 And attached image 3 shown.

[0063] figure 2 Among them, the payment system 1 based on the association between specific information and terminal numbers of the present invention is connected to the communication pipeline 2 composed of multiple communication network side devices through the interface 21, and the payment system 1 is connected to the service provider platform 3 of the Internet business through the interface 22 , and connect to the payment platform 4 through the interface 23 (the instant payment system 1 can access the user account corresponding to the terminal number through the interface 23). In addition, the terminal can access the service provider platform 3 of the Internet service through the communication channel 2 .

[0064] Specifically, the payment system 1 of the present invention can transmit terminal num...

Embodiment 3

[0080] Embodiment 3, the specific application of the payment method and system based on specific information associated with terminal numbers of the present invention to the GPRS packet domain. see Figure 4 with Figure 5 . In this embodiment, the association module 12 mainly includes: a network packet capture unit, a signaling processing unit, a user data packet processing unit, and an association unit.

[0081] Figure 4 In GPRS, the interface between GGSN and SGSN in the GPRS packet domain is called Gn interface. The data stream of the Gn interface is copied through the optical splitter unit or the mirror unit using optical splitting or mirroring technology, and the copied data stream can be transmitted to the DPI device, or can be transmitted to the DPI device through the splitting and converging unit.

[0082] Figure 5 In S401, a user (ie, a mobile user) initiates a purchase request to a cooperative SP platform (ie, a service provider platform of a mobile Internet ...

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PUM

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Abstract

The invention is about a payment method and a payment system based on correlated specific information and terminal number. The payment method comprises the following steps: providing specific information which expresses payment information of a commodity purchased in internet business for a user; issuing the specific information to the user; receiving a payment request message which contains the specific information sent by the user through the terminal of the user, and acquiring the specific information from the payment request message; acquiring the terminal number of the user from a communication network side; correlating the terminal number with the acquired specific information; and providing correlated information to the payment platform, wherein the terminal number expresses identity recognition information of the user, and is used by the payment platform to search for an account of the user; and the specific information is used by the payment platform to pay corresponding cost from the account of the user. The technical scheme provided by the invention can realize one-key payment by acquiring the terminal number from the network side and correlating the terminal number with the specific information, so that the payment progress of the internet business is simplified.

Description

technical field [0001] The invention relates to Internet technology, in particular to a payment method and system for Internet services based on specific information associated with terminal numbers. Background technique [0002] At present, payment technologies based on Internet services mainly include the following three types: [0003] Payment technology 1. Based on account number and bank card binding, and use account login to make payment. [0004] Specifically, for an Internet service, the user provides bank card information when registering an account, and the payment platform of the Internet service stores the binding information between the account registered by the user and the bank card information. When the user needs to make online payment, he first uses the account to log in to the Internet business. After the user selects the product that needs to be paid, the payment platform searches for the corresponding bank card information based on the logged-in account...

Claims

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Application Information

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IPC IPC(8): G06Q20/16G06Q20/38
CPCG06Q20/12
Inventor 李强钱明杰
Owner BROADDEEP BEIJING NETWORK TECH
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