Two-stage real-time charging method and two-stage real-time charging system

Abstract

The invention provides a two-stage real-time charging method. The two-stage real-time charging method comprises the following steps: using a charging system to receive a charging request sent by a business server; using the charging system to receive transaction value sent by the business server; and using the charging system to modify account value of an agent by deducting pre-borrowed value and using the charging system to modify the account value of a user by adding the pre-borrowed value when the account value of the user is less than the transaction value; and using the charging system to send a transaction command to a service providing device when the account value of the user is not less than the transaction value. The two-stage real-time charging system disclosed by the invention comprises a first storage module, a second storage module, a third storage module and a charging module which is used for receiving the charging request sent by the business server and receiving the transaction value sent by the business server, judging whether the account value of the user is less than the transaction value or not, modifying the account value of the agent and the account value of the user and sending the transaction command to the service providing device. The two-stage real-time charging method and system disclosed by the invention has the advantages of smaller logical complexity, lower data synchronization frequency and capability of ensuring maximum utilization of funds of the agent.

Description

technical field [0001] The invention relates to a digital information transmission method and system, in particular to a two-level real-time charging method and a two-level real-time charging system. Background technique [0002] The real-time billing method is that the user pays in advance, and the billing system judges whether there is enough balance in the user's account during the transaction. If so, the real-time deduction is made, and the transaction is successfully completed; if not enough, the transaction is terminated. [0003] The two-level real-time billing method widely used in the telecommunication service industry and it service industry introduces the role of an agent into the real-time billing system, and the agent manages the users it belongs to. Operators only settle fees with agents. On the one hand, the billing system needs to carry out real-time billing for user transactions (the statement is needed when the agent settles with the user, and at the same ...

AI Technical Summary

Problems solved by technology

The disadvantage of this billing scheme is that the activity of each user is different, some users have a large transaction volume, and some users have a small transaction volume

However, the disadvantage of this solution is: for each user transaction, the billing system not only needs to record the transaction, but also bills the account of the affiliated agent

When the number of agency users is large, the load and delay of synchronizing data between servers is too large, causing the entire system to be paralyzed

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