Financial red envelope E-coupon system

Abstract

The invention discloses a financial red envelope E-coupon system. The financial red envelope E-coupon system comprises a band red envelope E-coupon module, an E-coupon transaction module and a terminal settlement module, wherein the band red envelope E-coupon module is used for setting corresponding conversion information of the bank card consumption and the red envelope E-coupon, recording the consumption information of the bank card, and transmitting the corresponding conversion relationship and the consumption information to the E-coupon transaction module; the E-coupon transaction module is used for generating a red envelope E-coupon according to the received corresponding conversion relation and the consumption information, receiving the red envelope E-coupon consumption transmitted by the terminal settlement module to the bank red envelope E-coupon module, and carrying out account checking and settlement with the bank red envelope E-coupon module; and the terminal settlement module is used for receiving a red envelope E-coupon consumption request of a consumer, and transmitting the consumption request to the bank red envelope E-coupon module. The E-coupon system provided by the invention can effectively improve the convenience for E-coupon consumption, and can effectively improve the security of the E-coupon.

Description

technical field [0001] The invention relates to network technology, in particular to an electronic coupon consumption information service processing device and processing method, and belongs to the field of electronic business transactions. Background technique [0002] With the rapid development of the economy, bank card consumption has gradually replaced cash consumption as one of the main consumption methods in people's daily life, especially in large-scale consumption places, bank card consumption is very popular. [0003] In order to encourage users to widely adopt bank card consumption, banks, as financial institutions, have made a variety of incentive policies, mainly including two types: [0004] 1. Points: that is, according to the customer's consumption amount, a certain amount of points is given in the bank card account. This point can be used to exchange for various gifts, annual fees, air tickets, etc. on the bank's online exchange page. This defect, users usua...

AI Technical Summary

Problems solved by technology

[0006] The invention discloses a financial red envelope electronic voucher system, which overcomes the defects of inconvenient use and small application range of traditional points consumption and electronic voucher consumption through the breakthrough improvement of bank card consumption and electronic voucher transaction mode, and is convenient to use , and the whole process is highly secure and will not be copied or stolen

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