Method and system for realizing transaction without bank card through automatic teller machine

An automatic teller machine, bank card technology, applied in the direction of a complete banking system, a complete banking system, coin-free or similar appliances, etc., to overcome cumbersome problems, improve user experience, and facilitate habits.

Inactive Publication Date: 2014-05-07
王恩惠
View PDF4 Cites 38 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In order to solve the above problems in the prior art, the present invention provides a method and system for realizing transactions without a bank card on an automatic teller machine, which enables people to perform transactions equivalen

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Method and system for realizing transaction without bank card through automatic teller machine
  • Method and system for realizing transaction without bank card through automatic teller machine
  • Method and system for realizing transaction without bank card through automatic teller machine

Examples

Experimental program
Comparison scheme
Effect test

Example Embodiment

[0050] The present invention will be further described below with reference to the accompanying drawings and embodiments. For ease of description, only parts related to the embodiments of the present invention are shown. However, those skilled in the art should understand that the specific embodiments described here are only used to explain the present invention and not to limit the present invention.

[0051] Such as figure 1 As shown, the method for realizing transactions without a bank card on an automated teller machine of the present invention includes the following steps.

[0052] Step 1. When the user selects and executes a transaction method without a bank card on the ATM, the ATM will display a QR code.

[0053] It should be noted that the automatic teller machines include automatic teller machines and automatic teller machines, and the two-dimensional code displayed by the automatic teller machine is encrypted, which prevents malicious users from forging the two-di...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

PUM

No PUM Login to view more

Abstract

The invention provides a method and a system for realizing transaction without a bank card through an automatic teller machine. The method comprises the steps that: when a user selects a bank card-free transaction mode on the automatic teller machine, the automatic teller machine displays a two-dimension code, the user logs in to an App application program account by virtue of a mobile terminal, scans the two-dimension code to respond to a bank card interface of the user account and selects a bank card, next, an App application program sends the bank card and information contained in the two-dimension code to a bank server after encryption, the bank server decrypts the received information and confirms the transaction by virtue of the information included in the two-dimension code, and when the bank server confirms that the transaction is succeed, the user enters correct bank card password and then can carry out transaction operation on the automatic teller machine just like using the bank card. The method and the system are adaptive to the development tendency of card-free life so that internet finance is more integrated into the life of people, and due to the adoption of the method and the system, the transaction operation can be realized on the automatic teller machine without the bank card.

Description

technical field [0001] The invention relates to a bank card transaction method, in particular to a method and system for realizing transaction without a bank card on an automatic teller machine. Background technique [0002] At present, when people need to deposit, transfer, withdraw money, etc., the common operation is to carry the bank card to the automatic teller machine for corresponding operations. It is essential. Sometimes you may forget to take out the card, and sometimes the transaction cannot be carried out due to the failure of the card reader device. Sometimes you may even encounter the problem that the bank card cannot be taken out after being inserted. Such a transaction method is cumbersome to operate. Time-consuming, user experience needs to be improved. [0003] Some existing banks have also introduced transaction methods that can be traded on automatic teller machines without cards, such as card-free deposits and card-free withdrawals, but their funct...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

Application Information

Patent Timeline
no application Login to view more
IPC IPC(8): G07F19/00
Inventor 王恩惠
Owner 王恩惠
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Try Eureka
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap