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NFC (near field communication) based payment method and device

A payment request and payment operation technology, applied in payment architecture, instruments, data processing applications, etc., can solve problems such as easy to be mistakenly swiped

Active Publication Date: 2015-06-24
GUANGDONG OPPO MOBILE TELECOMM CORP LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The embodiment of the present invention provides an NFC-based payment method and device, aiming to solve the problem that the existing NFC payment method is easy to be swiped by mistake

Method used

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  • NFC (near field communication) based payment method and device
  • NFC (near field communication) based payment method and device

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Embodiment 1

[0020] figure 1 It shows a flow chart of an NFC-based payment method provided by the first embodiment of the present invention, which is described in detail as follows:

[0021] Step S11, receiving a near field communication NFC payment request;

[0022] In this step, the smart terminal receiving the NFC payment request is equipped with an NFC antenna, so that the mobile terminal has the function of using NFC technology for communication. The NFC antenna can sense whether a POS machine requests to swipe a card, that is, whether an NFC payment request is received.

[0023] Step S12, detecting the environment information around the mobile terminal.

[0024] Optionally, before detecting the environment information around the mobile terminal, it includes: judging whether the mobile terminal enables the mode of NFC payment in a specific scene, if so, execute step S12, if not, directly execute the NFC payment operation. Among them, when the user opens the NFC payment mode, the mo...

Embodiment 2

[0045] figure 2It shows a structural diagram of an NFC-based payment device provided by the second embodiment of the present invention. The NFC-based payment device can be applied in a mobile terminal, and the mobile terminal can include a radio access network RAN ​​and one or more A user equipment that communicates with a core network, the user equipment can be a mobile phone (or called a "cellular" phone), a computer with a mobile device, etc., for example, the user equipment can also be portable, pocket, handheld, computer built-in on-board or on-board mobile devices that exchange voice and / or data with the radio access network. For another example, the mobile device may include a smart phone, a tablet computer, a personal digital assistant PDA, a sales terminal POS, or a vehicle-mounted computer. For ease of description, only parts related to the embodiments of the present invention are shown.

[0046] The NFC-based payment device includes: a payment request receiving u...

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Abstract

The invention is applicable to the field of mobile terminal payment and provides an NFC (near field communication) based payment method and device. The method includes: receiving a payment request of NFC; detecting environmental information around a mobile terminal; executing NFC payment operations according to the received NFC payment request when the environmental information around the mobile terminal meets preset requirements. With the method, probability that the NFC is brushed by mistake can be lowered.

Description

technical field [0001] The embodiments of the present invention belong to the field of mobile terminal payment, and in particular relate to an NFC-based payment method and device. Background technique [0002] Nowadays, mobile terminals have more and more functions. In addition to the common functions of making calls and taking pictures, there is also a near field communication (Near Field Communication, NFC) function. NFC is a non-contact radio frequency identification (RFID) and Internet The integration of intercommunication technology has evolved, combining inductive card readers, inductive cards and point-to-point functions on a single chip, which can identify and exchange data with compatible devices within a short distance. [0003] At present, many payments based on NFC technology are small-amount payments. In order to improve the convenience of payment, it is usually not necessary to enter the payment password when making small-amount payments. possibility. With th...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32
CPCG06Q20/3278
Inventor 俞义醋波涛
Owner GUANGDONG OPPO MOBILE TELECOMM CORP LTD
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