Method, apparatus and mobile terminal for improving payment security
A payment security and payment operation technology, applied in the computer field, can solve problems such as user property loss, wrong confirmation of payment behavior, etc.
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Embodiment 1
[0074] The embodiment of the present invention provides a method for improving payment security. It can be implemented on terminal equipment through application programs, such as user mobile terminal equipment such as mobile phones, tablets, and handheld computers.
[0075] figure 1 It is a flowchart of a method for improving payment security provided by this embodiment. The method specifically includes step S102 to step S110.
[0076] S102: Monitor pop-up window notifications triggered in the application program.
[0077] S104: Determine whether the pop-up window notification includes payment features.
[0078] S106: When the pop-up window notification includes payment features, shield the application program from sending payment text messages, and prompt the user to input preset authentication information.
[0079] S108: Receive and verify whether the authentication information input by the user is legal.
[0080] S110: When the authentication information is legal, perf...
Embodiment 2
[0083] This embodiment is a specific application scenario of the first embodiment above. Through this embodiment, the method provided by the present invention can be described more clearly and specifically.
[0084] Among them, this embodiment describes the method for improving payment security as follows:
[0085] In the current situation, taking China as an example, the major communication operators Mobile, China Unicom, and China Telecom all provide payment SDKs (Software Development Kits, software development kits), and provide interfaces for payment via SMS in the SDKs for payment Various applications use.
[0086] Application developers can complete payment by calling these interfaces. For example, a game can build the SDKs of three mobile operators into its game program, and use these payment interfaces to complete the payment service, especially for offline games. Game developers can set prices for the virtual items. When the user clicks to buy a virtual item, he can...
Embodiment 3
[0128] Figure 4 It is a structural block diagram of a device for improving payment security provided by an embodiment of the present invention, which is applied to SMS payment service, and the device 400 includes:
[0129] Behavior monitoring module 410, adapted to monitor the pop-up window notification triggered in the application program;
[0130] The judging module 420 is adapted to judge whether the pop-up notification includes payment features;
[0131] The prompting module 430 is adapted to block the permission of the application program to send payment short messages when the above-mentioned pop-up notification includes payment features, and prompt the user to input pre-set authentication information;
[0132] An authentication module 440, adapted to receive and verify whether the authentication information input by the user is legal;
[0133] The executing module 450 is adapted to execute the payment operation when the above authentication information is valid.
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