Information management system and method based on personal credit data

A data and credit technology, applied in the field of information management system based on personal credit data, can solve problems such as difficult statistical analysis of credit data, achieve the effect of reducing error rate and facilitating adjustment

Inactive Publication Date: 2015-08-19
XINERLAING DATA TECH SHANGHAI CO LTD
View PDF0 Cites 11 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The technical problem to be solved by the present invention is to provide an information management system and method based on personal credit data, so as to solve the problem that existing large amounts of credit data are difficult to statistically an...

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Information management system and method based on personal credit data
  • Information management system and method based on personal credit data
  • Information management system and method based on personal credit data

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0038] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0039] Such as figure 1 As shown, it is a schematic structural diagram of the credit evaluation method based on enterprise data of the present invention; a credit evaluation method based on enterprise data includes a server and storage, and the method includes the following steps:

[0040] S1. Initialize multiple classification categories of enterprise data, credit evaluation data of normal evaluation standards and standard credit degree, and store relevant data through memory;

[0041] S2. Obtain the enterprise data through the server, and classify it according to the data characteristics of the ...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

PUM

No PUM Login to view more

Abstract

The invention discloses an information management system and an information management method based on personal credit data. The information management system comprises a server and a storage. The information management method comprises the steps of: presetting credit assessment data and standard credit degree of normal assessment standards of multiple classification types about enterprise data, and storing relevant data through the storage; acquiring the enterprise data through the server, and subjecting the enterprise data to data classification according to data features of the enterprise data; sequentially acquiring data identities carrying credit assessment data in enterprise data of different types in batches according to the enterprise data of different types through the server; and judging whether the credit degree corresponding to the data identities is greater than the preset standard credit degree through the server. The personal information data integration system and method have the beneficial effects of solving the problems that the big data is large in calculation complexity and not easy to count, reducing error rate, realizing real-time assessment of credit rating and real-time prompting of credit rating variation based on the enterprise data, and bringing convenience for enterprises to adjust their business model timely.

Description

technical field [0001] The present invention relates to the field of data technology, more specifically, to an information management system and method based on personal credit data. Background technique [0002] The construction of the credit system is an important part of building a socialist market economy with Chinese characteristics. At present, my country has initially established a credit record system in line with national conditions. However, when financial institutions evaluate corporate credit records, they cannot effectively use the various data in the credit report, and rely more on the personal experience of loan officers to make judgments. This is not only inefficient, but also due to uncontrollable factors There are many, and there are high requirements for the management of financial institutions. These situations not only restrict the development of financial institutions, but also cause a certain waste of a large amount of data in credit reports. [0003...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

Application Information

Patent Timeline
no application Login to view more
IPC IPC(8): G06Q10/06
Inventor 罗骁
Owner XINERLAING DATA TECH SHANGHAI CO LTD
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Try Eureka
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap