Mobile payment monitoring method and system and intelligent terminal

A mobile payment and smart terminal technology, applied in the field of electronics and communication, can solve the problems of low payment security and inability to guarantee the security of user funds, etc., and achieve the effect of high payment security and high security

Inactive Publication Date: 2016-05-04
DONGGUAN COOLPAD SOFTWARE TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] Existing smart devices, such as mobile phones, tablet computers, etc., can generally be set up with bank payment (such as mobile banking) or fast payment (such as WeChat payment, Alipay, etc.) software, but the existing mobile payment monitoring methods cannot guarantee user funds security, low payment security

Method used

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  • Mobile payment monitoring method and system and intelligent terminal
  • Mobile payment monitoring method and system and intelligent terminal
  • Mobile payment monitoring method and system and intelligent terminal

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Embodiment Construction

[0048] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0049] refer to figure 1 , figure 1 The monitoring method for mobile payment provided by the first preferred embodiment of the present invention, the method is executed by an intelligent terminal, which includes but is not limited to: mobile phone, tablet computer, PDA (English full name: PersonalDigitalAssistant, Chinese: Pocket Computer), etc. Smart devices, the method such as figure 1 shown, including the following steps:

[0050] Step S101, when it is d...

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Abstract

The invention provides a mobile payment monitoring method and system and an intelligent terminal. The method comprises the steps that when starting of software with a payment function is monitored, payment information of payment utilizing software is acquired; the risk information value of the payment information is acquired according to the payment information and the historical records of the payment information, the risk grade of payment is acquired according to the risk information value, and the upper limit of payment amount is acquired according to the risk grade; and whether the sum of the payment amount and the accumulative payment amount within a preset time period exceeds the upper limit of the payment amount is judged, and payment is performed if the sum of the amount does not exceed the upper limit of the payment amount. The concrete implementation method has the advantages of high security.

Description

technical field [0001] The invention relates to the fields of electronics and communication, in particular to a mobile payment monitoring method, system and intelligent terminal. Background technique [0002] Existing smart devices, such as mobile phones, tablet computers, etc., can generally be set up with bank payment (such as mobile banking) or fast payment (such as WeChat payment, Alipay, etc.) software, but the existing mobile payment monitoring methods cannot guarantee user funds security, low payment security. Contents of the invention [0003] A method for monitoring mobile payment is provided. The method for monitoring mobile payment adopts an overall monitoring solution for mobile payment, so that an intelligent terminal using the method for monitoring mobile payment has the advantage of high payment security. [0004] In one aspect, a monitoring method for mobile payment is provided, the method comprising: [0005] When it is detected that the software with th...

Claims

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Application Information

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IPC IPC(8): G06Q20/38G06Q20/40
CPCG06Q20/40G06Q20/382G06Q20/4016
Inventor 陈历伟汪智勇
Owner DONGGUAN COOLPAD SOFTWARE TECH
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