Enterprise credit assessment method based on big data mining technology

A credit evaluation and big data technology, applied in data processing applications, special data processing applications, electronic digital data processing, etc., can solve the problems of increased time consumption, insufficient enterprise content, time-consuming, etc., and achieve the effect of saving time

Inactive Publication Date: 2016-07-20
SHANGHAI YUANLU JIAJIA INFORMATION SCI & TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] First, the enterprise content provided by a single search engine is not sufficient
When users search for information about a business, sometimes they can't even find anything relevant
Therefore, it is necessary to combine multi-search engines and multi-platform searches, which also increases the time consumed by users to understand corporate credit
[0004] Second, multiple search engines often include the same piece of information repeatedly, so there are often a lot of repetitions in the information obtained through network searches. Therefore, how to eliminate repeated information is a test of the user's endurance.
This is undoubtedly quite time consuming

Method used

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  • Enterprise credit assessment method based on big data mining technology
  • Enterprise credit assessment method based on big data mining technology
  • Enterprise credit assessment method based on big data mining technology

Examples

Experimental program
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Embodiment

[0034] In order to rate corporate credit, we invented and constructed a corporate credit model based on web searches. In this model, well-known search engine platforms such as Baidu, Haosou, Sogou, Sina, Bing, and WeChat are combined to fully obtain relevant information about the enterprise and avoid the problem of incomplete information obtained by users through a single search engine.

[0035] Based on the model-integrated search engine, search for multiple keywords from the five angles of the company's basic evaluation, human resources, products, after-sales service, and whether it is in arrears. Among the keywords of each angle, the part of speech has positive and negative points. Examples of keywords from the five angles of basic evaluation, human resources, products, after-sales service, and whether payment is in arrears are shown in Table 4.1, Table 4.2, Table 4.3, and Table 4.1. 4.4 and 4.5 show:

[0036] Table 4.1 Examples of keywords for basic evaluation angles

[...

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Abstract

The invention relates to an enterprise credit assessment method based on the big data mining technology. The method includes the following steps that 1, credit information of an enterprise to be assessed is divided into five perspectives of basic assessment, human resources, products, after-sales services and outstanding payment, and multiple assessment keywords are set in each perspective; 2, all the assessment keywords of the enterprise to be assessed are acquired from multiple search engines through a crawler method, duplication eliminating is conducted through a fuzzy character string matching method, and the numbers of times that all the assessment keywords in all the perspectives appear are acquired; 3, each perspective is subjected to weighted grading according to the numbers of times that all the assessment keywords in all the perspectives appear, and normalization processing is conducted; 4, the grade obtained after the five perspectives of the enterprise to be assessed are normalized is displayed through a five-digit radar map. Compared with the prior art, the enterprise credit assessment method has the advantages that time is saved, data is comprehensive, consideration is comprehensive, and display is visual.

Description

technical field [0001] The invention relates to the field of enterprise credit evaluation, in particular to an enterprise credit evaluation method based on big data mining technology. Background technique [0002] The credit rating of an enterprise often has multiple factors such as word of mouth, product quality, personnel, and after-sales service. In previous technologies, how to evaluate the credit of an enterprise has not been clearly defined. If users want to know about the reputation of an enterprise, they need to actively search the Internet and find useful information from a large number of complicated web pages. However, searching for enterprise information on the Internet has the following defects. [0003] First, the enterprise content provided by a single search engine is not sufficient. When users search for information about a business, sometimes they can't even find anything relevant. Therefore, it is necessary to combine multi-search engines and multi-pla...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06F17/30G06Q30/00G06Q10/06
CPCG06F16/2465G06Q10/06393G06Q30/018
Inventor 杨炜祖李从恺
Owner SHANGHAI YUANLU JIAJIA INFORMATION SCI & TECH CO LTD
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