Payment system adopting bank card payment

Abstract

The invention provides a payment system adopting bank card payment. The payment system comprises an electricity payment terminal, a payment management platform, an electricity marketing system and a Unionpay system, wherein the electricity payment terminal comprises a first control module, an input module, a first communication module and a display module; the payment management platform comprises a second control module and a second communication module; the electricity marketing system comprises a third control module, an account inquiry module used for inquiring accounts according to user information, a storage module used for storing the user information and account information, a charge-off module used for performing charge-off after payment succeeds as well as a third communication module used for communicating with the payment management platform; the Unionpay system comprises a fourth control module, a deduction module used for performing deduction according to payment information as well as a fourth communication module used for communicating with the payment management platform. The system can inquire the account information, can directly adopt the bank card payment and is convenient and rapid.

Description

technical field [0001] The invention specifically relates to a payment system that adopts bank card payment. Background technique [0002] Electricity is closely related to people's life and work. After using electricity, electricity users usually need to know their own electricity consumption and pay electricity bills according to the electricity consumption. In the traditional way, each household is equipped with an electric meter, and the user obtains the electricity consumption information by reading the number of the electric meter. However, in the context of smart grid construction characterized by informatization, digitization, and automation, this model obviously cannot meet people's needs. Based on this, there is currently a electricity inquiry and payment mode that is different from the traditional method. This mode is realized through the self-service terminal equipment installed in the designated business hall opened by the power company. The terminal equipment ...

AI Technical Summary

Problems solved by technology

However, these self-service terminal equipment can only perform electricity query, and cannot realize the function of electricity bill payment. The payment must be done manually, that is, the bank pre-deposits withholding or pays at the bank after receiving the relevant payment notice. This kind of payment This method makes users not know much about the details of bank deduction, and the transparency is not high. Moreover, there are few related outlets and the process is complicated, which brings inconvenience to users.

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